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166 Coley Ct, Lafayette, TN, 37083

3beds
2baths
1,798sqft
$409,900
$228price/sqft
$2,961/moest. monthly cost
$118,440/yrincome needed

About This Home

Priced below recent appraisal! Better than brand new and loaded with custom finishes, this craftsman-style home delivers the quality and character you rarely find at this price point. The open living area features a vaulted ceiling, built-in bookshelves, and a fireplace that anchors the space. The kitchen is finished with granite countertops and custom cabinetry. The master suite is a standout: trey ceiling, walk-in tile shower, double vanities, dedicated makeup vanity, and two oversized walk-in closets. Two additional bedrooms, a full bath, and an attached 2-car garage with a newly installed storm shelter round out the package. Covered front and back porches, stone column detailing, and an open 1-acre lot make the outdoor living just as polished. This one is move-in ready and built to impress.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
6/10
Macon County High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Double Oven

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,798
  • Total interior livable area: 1,798 sqft

Property

Details

  • Parcel number: 060 010.51

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Tornado
Winter Weather
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance $228$2,736
Property Taxes $486$5,832
Electricity $175$2,103
Total$2,961$35,532

Income You'd Need if You Spent...

35% on housing$101,520/yr
40% on housing$88,830/yr
45% on housing$78,960/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 37083$169
Macon County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 37083$174
Macon County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$419,900
2022-11-08Listing removed--
2022-10-12Listed for sale$459,900

For Sale by Agent

AgentChance Asberry
BrokerageThe Real Estate Collective

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