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355 Oakland St #1F, Trenton, NJ, 08618

2beds
1baths
1,242sqft
$191,000
$154price/sqft
$1,588/moest. monthly cost
$63,520/yrincome needed

About This Home

Charming 2-bedroom, 1-bath home conveniently located near major highways including I-295 and I-95, offering easy access for commuters. Situated just minutes from NJ Transit and within walking distance to beautiful Cadwalader Park, featuring scenic walking paths, playgrounds, and open green space. Property offers convenient access to shopping, dining, schools, and downtown Trenton. Great opportunity for homeowners or investors alike!

Getting Around

28
WalkingCar-Dependent
37
TransitSome Transit
50
BikeBikeable

Schools

Construction

Condition

  • Year built: 1943

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater
  • Laundry features: Hookup,Washer In Unit,Dryer In Unit

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,242

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,242
  • Total interior livable area: 1,242 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 110550200023
  • Attached to another structure: Yes
  • Zoning: RES
  • Special condition: Standard,Third Party Approval
  • Exclusions: All Tenants Personal Items

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 5,288 sqft
  • Lot size dimensions: 23.50 x 225.00

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $965$11,580
Home Insurance *$88$1,056
Property Taxes $342$4,104
Electricity $193$2,318
Total$1,588$19,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,445/yr
40% on housing$47,640/yr
45% on housing$42,346/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 08618$158
Mercer County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 08618$206
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2023-01-15Listing removed$119,000
2022-12-05Listed for sale$119,000
2022-11-16Listing removed$129,000
2022-11-04Price change$129,000
2022-10-13Listed for sale$139,000

Coming Soon

AgentEddie Bonafide
BrokerageWeichert Realtors - Princeton

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