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15308 Lake Ridge Rd, Charlotte, NC, 28278

4beds
3baths
2,148sqft
$455,000
$212price/sqft
$2,909/moest. monthly cost
$116,360/yrincome needed

About This Home

Beautiful modern and spacious 4-bedroom, 2.5-bathroom home located in the highly sought-after resort-style Palisades/ Lake Wylie Community of South Charlotte, NC. The main floor features a stunning foyer and an open floor plan, including a living room, dining room, breakfast area, and a modern kitchen equipped with upgraded quartz countertops, a tile backsplash, a beautiful gas stove, a breakfast bar with seating, and recessed lighting. It also features a breakfast room with direct access to the back patio and backyard. The second floor boasts a spacious primary suite with a large walk-in closet, a loft that serves as a great flex space, a laundry room, and two full bathrooms featuring upgraded, modern tiling. You will love the impressive home features, such as the open floor plan complemented by high-end upgraded ceramic tiles, quartz countertops, and beautiful gray wood engineered floors. You will also appreciate the second-floor layout, which offers excellent privacy with two bedrooms on each side. Within walking distance of the Palisades Country Club, Lake Wylie, and the McDowell Nature Preserve Park. The community offers a perfect blend of luxury and tranquility, providing a peaceful suburban oasis with breathtaking scenery. Residents enjoy convenient access to Charlotte’s downtown banking district, professional sports arenas, and the Blumenthal Performing Arts Center. The area is also home to several pristine golf courses, hiking and biking trails, and diverse shopping and dining options. Additionally, the property is located just 10 minutes from a new Atrium hospital and just 15 minutes from Charlotte Douglas International Airport and Charlotte's whitewater Rafting Center. Fantastic opportunity to own a spacious home in a prime location!

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
23
BikeSomewhat Bikeable

Schools

9/10
2/10
Southwest Middle SchoolGrades 6-82.6 mi
6/10
Palisades High SchoolGrades 9-110.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Flooring: Vinyl
  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 2,148

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,148
  • Total interior livable area: 2,148 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Loft

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 21730602
  • Zoning: MX3
  • Special condition: Standard
  • Exclusions: Refrigerator to convey to buyer

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 0.19 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$136$1,632
Property Taxes $273$3,276
Electricity $200$2,405
Total$2,909$34,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,737/yr
40% on housing$87,270/yr
45% on housing$77,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 28278$226
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28278$214
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$455,000
2026-06-10Listed for sale$479,999
2026-06-08Listing removed$3,999
2026-05-22Listed for rent$3,999
2026-05-12Listing removed$3,500
2026-04-08Listed for rent$3,500
2025-10-13Listing removed--
2025-10-06Listing removed$4,000
2025-09-28Listed for rent$4,000
2025-07-02Listed for sale$475,000
2025-05-31Listing removed$499,000
2025-03-16Listed for sale$499,000
2025-03-16Listing removed$4,000
2025-03-02Price change$4,000
2025-02-28Price change$4,500
2025-01-15Listed for rent$3,999
2024-12-05Listing removed$3,499
2024-11-11Listed for rent$3,999
2024-01-17Listing removed--
2024-01-13Price change$3,999
2023-12-28Price change$3,499
2023-12-18Price change$3,999
2023-11-30Price change$2,999
2023-11-23Price change$3,499
2023-11-20Listed for rent$2,999
2022-10-03Sold$430,000

For Sale by Agent

AgentJosh Kelly
BrokerageKeller Williams Ballantyne Area

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