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45570 San Luis Rey Ave #271, Palm Desert, CA, 92260

2beds
2baths
1,176sqft
$459,900
$391price/sqft
$3,168/moest. monthly cost
$126,720/yrincome needed

About This Home

Step inside this inviting second-floor Palm Desert condo and immediately take in the peaceful greenbelt setting and beautiful mountain views. The open living and dining areas feel bright and comfortable, with easy access to the outdoor space--an ideal spot to enjoy morning coffee or unwind in the desert air.This well-planned 2-bedroom, 2-bath residence offers approximately 1,176 square feet and provides flexibility for personal use, a seasonal retreat, or rental opportunities. The second bedroom may also function as a private lock-off space, allowing owners to maintain a separate area while utilizing the remainder of the home.Located in the desirable Shadow Mountain community, residents enjoy access to landscaped grounds, tennis courts, guest parking, and nearby recreational amenities. Conveniently situated near El Paseo, shopping, dining, and everything Palm Desert has to offer, this furnished condo presents an excellent opportunity to enjoy the relaxed desert lifestyle.To help visualize this home's floorplan and to highlight its potential,virtual furnishings may have been added to photos found in this listing.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

4/10
La Quinta Middle SchoolGrades 6-85.6 mi
9/10
Palm Desert High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1977

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Gas Oven,Microwave
  • Laundry features: Common Area

Bathroom

  • Features: Linen Closet,Tile Counters

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Balcony,Phone System,Multiple Primary Suites
  • Window features: Blinds,Drapes
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,176 sqft

Kitchen

  • Features: Granite Counters

Master Bedroom

  • Features: Multiple Primary Suites

Property

Details

  • Parcel number: 627371017
  • Attached to another structure: Yes
  • Special condition: Real Estate Owned

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Community,In Ground
  • Patio & porch: Wrap Around
  • Spa features: Community,In Ground
  • Has view: Yes
  • View description: Park/Greenbelt,Golf Course,Hills,Mountain(s)

Lot

  • Lot size: 1,307 sqft
  • Features: Planned Unit Development

Parking

  • Total spaces: 2
  • Parking features: Assigned
  • Covered spaces: 1
  • Uncovered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$127$1,524
Property Taxes $318$3,816
Electricity $398$4,786
Total$3,168$38,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,617/yr
40% on housing$95,040/yr
45% on housing$84,480/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$391This listing

vs Other Active Listings

Avg $/sqft

ZIP 92260$402
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92260$390
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$459,900
2026-07-17Listed for sale$459,900

Unknown Listed By

AgentBrandy Nelson
BrokerageEquity Union

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