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822 Deans Pond Rd, Marathon, NY, 13803

3beds
2baths
1,372sqft
$385,000
$281price/sqft
$3,141/moest. monthly cost
$125,640/yrincome needed

About This Home

Welcome to 822 Deans Pond Rd where home is more like a retreat! A truly special property where the beauty of nature, privacy, and a slower pace of life can be found. Custom built in 2021, this 2-3 bed/2 full bath Cape Cod style home is surrounded by over five picturesque private acres. Wildlife, a wooded landscape, and the tranquility of the outdoors, make every day feel like a getaway. Views of Deans Pond also known as Lake Lorraine, can be seen through the mature trees and is just a short walk to your private newer deck with nearly 400 ft of personal shore frontage! A great place to relax and unwind or spend the afternoon kayaking on the calm waters. After a day enjoying the outdoors, step inside to an open and natural light filled living space, great for entertaining or everyday enjoyment. Offered fully furnished, this home provides a truly turnkey opportunity with everything in place. The kitchen includes all the necessities plus a large island with plenty of seating. Enjoy the convenience of a first floor en-suite with a beautiful bathtub, a separate shower, ample storage, and sliding doors leading to your wrap around deck. The second floor offers a flex space providing creative possibilities. It's currently set up as a recreation area but easily adaptable as a third bedroom or office. The second bedroom can comfortably accommodate plenty of people and features a walk out terrace to enjoy any time of day. This home offers exceptional versatility and is well suited for a year round residence, weekend getaways, or as a vacation rental income property. This is a one of a kind opportunity that combines newer construction with the serenity of peaceful living. Located just minutes from Marathon shops/restaurants and quick access to I-81. Come see what the heart of upstate New York has to offer! Delayed showings until 8/2 at 3pm.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Marathon High SchoolGrades 7-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Foundation: Other,See Remarks
  • Roof: Metal
  • Construction materials: Aluminum Siding,Foam Insulation,Other,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,See Remarks,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Furnished,Separate/Formal Living Room,Kitchen Island,Pantry,Sliding Glass Door(s),Window Treatments,Loft,Main Level Primary,Primary Suite
  • Door features: Sliding Doors
  • Window features: Drapes
  • Flooring: Laminate,Varies,Vinyl

Heating & Cooling

  • Heating features: Propane,Radiant,Wall Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,372
  • Total interior livable area: 1,372 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 11348915800000030131000000
  • Special condition: Standard

Features

  • Patio & porch: Balcony,Covered,Porch
  • Exterior features: Balcony,Gravel Driveway,Private Yard,See Remarks,Propane Tank - Leased
  • On waterfront: Yes
  • Waterfront features: Beach Access,Pond
  • Waterbody name: Dean Pond
  • Frontage length: 400

Lot

  • Lot size: 5.41 Acres
  • Features: Irregular Lot,Wooded
  • Lot size dimensions: 385 x 670

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cortland County and New York

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$244$2,928
Property Taxes $705$8,460
Electricity $246$2,954
Total$3,141$37,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,691/yr
40% on housing$94,230/yr
45% on housing$83,760/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.7%
-4.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 13803$99
Cortland County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 13803$108
Cortland County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$385,000
2022-12-22Sold$250,000
2022-10-13Pending sale$239,900
2022-10-07Listed for sale$239,900

For Sale by Agent

AgentJoan Mones
BrokerageHoward Hanna

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