




3215 Highway 16 N, Graham, TX, 76450
About This Home
Graham TX, 4-bedroom, 2 bath, country home originally built in 1905 and updated in 2008. Generous rustic charm and details throughout. Beautiful kitchen with Pecan countertops, built-in dishwasher, double sink, drinking water filter system; Master bedroom upstairs with huge closet and bath. This property may qualify for Seller Financing (Vendee). For process information: https://vrmlending.com/loan-process. If Property was built prior to1978, Lead Based Paint Potentially Exists.
Getting Around
Schools
Construction
Condition
- Year built: 1905
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Formal Dining
- Flooring: Carpet,Hardwood
Heating & Cooling
- Heating features: Central Electric
- Cooling features: Central Electric
Interior Area
- Total structure area: 2,492
- Total interior livable area: 2,492 sqft
Living Room
- Features: One
Property
Details
- Special condition: Real Estate Owned
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Covered Patio
- Fencing: Other
- Living area range: 2000-2499 SqFt
Lot
- Lot size: 8.09 Acres
- Features: 5+ to 10 Acres
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Wildfire
- Cold Wave
- Drought
- Heat Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,704 | $20,448 |
| Home Insurance * | $784 | $9,408 |
| Property Taxes | $331 | $3,972 |
| Electricity | $273 | $3,283 |
| Total | $3,092 | $37,104 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2023-05-12 | Sold | -- |
| 2023-05-05 | Pending sale | $439,900 |
| 2023-04-06 | Contingent | $439,900 |
| 2023-02-24 | Price change | $439,900 |
| 2023-01-04 | Price change | $479,900 |
| 2022-11-04 | Price change | $499,900 |
| 2022-10-06 | Listed for sale | $524,900 |
