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13204 Chopin Ridge Rd, Huntersville, NC, 28078

5beds
4baths
3,054sqft
$698,000
$229price/sqft
$4,465/moest. monthly cost
$178,600/yrincome needed

About This Home

Experience modern living at its finest in this beautifully maintained 5-bedroom, 4-bathroom home. Only a few years old, this home offers the perfect combination of newer construction, thoughtful upgrades, and move-in ready convenience. The main level welcomes you with an open and inviting layout, ideal for both everyday living and entertaining. At the center of the home, the upgraded kitchen features sleek quartz countertops, stylish cabinetry, stainless steel appliances, a large island, and a walk-in pantry—offering both functionality and elegance. Just beyond, a light-filled sunroom provides the perfect space to relax and enjoy peaceful backyard views. Upstairs, a spacious loft adds versatility, whether you need a second living area, home office, or playroom. The second-floor laundry room adds everyday convenience, while a well-designed Jack and Jill bathroom connects two secondary bedrooms with ease. The primary suite is a true retreat, complete with a spa-inspired bathroom featuring a garden tub, a tiled walk-in shower, and generous closet space. Additional bedrooms and bathrooms provide plenty of room for family, guests, or flexible living needs. Throughout the home, the seller has added upgraded windows and custom blinds, enhancing both comfort and energy efficiency. Beyond the home, enjoy all that the Walden community has to offer, including a clubhouse, pool, splash pad, playground, and basketball courts—creating a lifestyle that blends relaxation and recreation. This move-in ready home truly has it all—style, space, and upgrades throughout. Schedule your private showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
Huntersville ElementaryGrades K-51.9 mi
10/10
Bailey Middle SchoolGrades 6-83.5 mi
6/10
William Amos Hough HighGrades 9-123.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Hood,Gas Cooktop,Microwave,Refrigerator with Ice Maker,Tankless Water Heater,Wall Oven,Washer/Dryer,Water Softener
  • Laundry features: Upper Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Drop Zone,Soaking Tub,Kitchen Island,Open Floorplan,Storage,Walk-In Closet(s),Walk-In Pantry
  • Door features: French Doors
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 3,054

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,054
  • Total interior livable area: 3,054 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Loft

  • Level: Upper

Other

  • Level: Main

Primary Bedroom

  • Level: Upper

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 01943555
  • Zoning: NR(CD)
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 0.22 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,529$42,348
Home Insurance *$208$2,496
Property Taxes $444$5,328
Electricity $284$3,413
Total$4,465$53,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,085/yr
40% on housing$133,950/yr
45% on housing$119,066/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 28078$222
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28078$221
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$725,000
2026-04-09Listed for sale$735,000
2023-06-08Sold$620,000
2022-12-15Listing removed--
2022-12-08Price change$644,990
2022-11-19Listed for sale$714,990
2022-05-06Sold$1,454,500

For Sale by Agent

AgentJoshua Van Simmons, Keller Williams Ballantyne Area
BrokerageKeller Williams Ballantyne Area

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