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2120 Sumard Dr, Little Elm, TX, 75068

4beds
3baths
2,630sqft
$475,000
$181price/sqft
$3,648/moest. monthly cost
$145,920/yrincome needed

About This Home

Some homes photograph well. This one lives well. Behind the brick and stone elevation of 2120 Sumard Drive, 2,630 square feet unfold across two stories with 4 bedrooms and 3 full baths. The kitchen was built for the way people actually gather — an island that seats 4 , quartz counters, and clear sightlines to the living space. The owner's retreat sits in the back of th home, separated from the secondary bedrooms for genuine quiet. Office on the first floor allows you to work from home. Step out to patio overlooking a large yard. Close to Lake Lewisville, FM 423 shopping, and the Frisco employment corridor. Zoned to Little Elm buyer to verify. Available for private showings now.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
5/10
Jerry R Walker MiddleGrades 6-80.6 mi
5/10
Little Elm High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Disposal,Microwave

Bedroom

  • Level: Second
  • Dimensions: 0 x 0

Bedroom

  • Level: Second
  • Dimensions: 0 x 0

Bedroom

  • Level: Second
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Dimensions: 0 x 0

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,630 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bathroom

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Office

  • Level: First
  • Dimensions: 0 x 0

Other

  • Level: Second
  • Dimensions: 0 x 0

Other

  • Level: Second
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: R965183

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 6,229 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hail
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$305$3,660
Property Taxes $654$7,848
Electricity $288$3,465
Total$3,648$43,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,074/yr
40% on housing$109,440/yr
45% on housing$97,280/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 75068$182
Denton County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 75068$182
Denton County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$475,000
2026-07-11Listed for sale$520,000
2023-06-22Sold--
2023-04-25Pending sale$546,956
2023-02-28Price change$546,956
2022-11-04Price change$576,756
2022-10-04Listed for sale$593,356

For Sale by Agent

AgentNitin Gupta
BrokerageCompetitive Edge Realty LLC

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