2207 Government St #15, Ocean Springs, MS, 39564
About This Home
This is your chance to own a home in one of the nicest, walkable small towns in Mississippi! Ocean Springs is so charming and colorful, full of art and history, fabulous food, and there is always something wonderful to do! Just pack your bag and settle into this fully furnished, coastal cottage and start enjoying life! Perfect for full and part-time living, or use it as a short-term rental. Everything you need is here! A half bath has been added downstairs for your convenience, and easy entertaining. Currently used as a short term rental, this unit has terrific income potential too, and a proven track record. The 6 person golf cart is negotiable also, so don't wait - make your appointment soon!
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Move In Ready
- Year built: 2022
Materials
- Foundation: Pillar/Post/Pier
- Roof: Architectural Shingles
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Free-Standing Refrigerator,Microwave
- Laundry features: Laundry Room,Upper Level
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Flooring: Vinyl,Carpet
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,130
- Total interior livable area: 1,130 sqft
Property
Details
- Parcel number: 61058035.000
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch
- Exterior features: Rain Gutters
Lot
- Lot size: 2.26 Acres
- Features: Garden,Landscaped
Parking
- Total spaces: 2
- Parking features: Common
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Wildfire
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jackson County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,916 | $22,992 |
| Home Insurance * | $501 | $6,012 |
| Property Taxes | $211 | $2,532 |
| Electricity | $192 | $2,304 |
| Total | $2,820 | $33,840 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Listed for sale | $379,000 |
| 2025-06-05 | Sold | -- |
| 2025-05-30 | Pending sale | $375,000 |
| 2025-05-23 | Listed for sale | $375,000 |
| 2024-12-13 | Sold | -- |
| 2024-11-12 | Pending sale | $344,900 |
| 2024-08-23 | Listed for sale | $344,900 |
| 2022-12-09 | Sold | -- |
| 2022-10-03 | Pending sale | $299,900 |
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