603 Mission St, Santa Cruz, CA, 95060
About This Home
New zoning allows for multi-residential. Rare opportunity to own a piece of Santa Cruz History. Located on a highly visible corner on one of Santa Cruz's most well-traveled roads yet walking distance to downtown restaurants and shops. This spacious Victorian house is currently used as an office and is 4,623 Sq. Ft. plus 200 Sq. Ft. of storage space, includes 6 private offices as well as several meeting rooms and breakrooms. City will allow conversion into multi-family. In addition, there is a separate structure with a legal residential unit on second floor above the private office space offering a great opportunity for live/work or great rental income. Established history with therapy and professional office users and possible uses to include live/work, group home / transitional housing/recovery facility. A total of three parcels included and totaling over 18,000 Sq. Potential to merge lots for future development possibilities. Buyer to verify with City of Santa Cruz for residential and developmental possibilities.
Getting Around
Very Walkable
Some Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1889
Materials
- Foundation: Concrete Perimeter
- Roof: Composition, Shingle
Type & Style
- Home type: MultiFamily
- Property subType: Residential Income
Interior
Features
- Door features: Other
- Flooring: Carpet,Hardwood
Heating & Cooling
- Heating features: Other
- Cooling features: Other
Interior Area
- Total structure area: 5,923
- Total interior livable area: 5,923 sqft
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 00641102000
- Zoning: Commercial
- Special condition: Standard
Lot
- Lot size: 0.42 Acres
Parking
- Total spaces: 17
- Parking features: Parking Area
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,818 | $153,816 |
| Home Insurance * | $400 | $4,800 |
| Property Taxes | $1,267 | $15,204 |
| Electricity | $1,270 | $15,241 |
| Total | $15,755 | $189,060 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-07-22 | Price change | $2,700,000 |
| 2024-12-12 | Listed for sale | $2,950,000 |
| 2023-04-26 | Listing removed | -- |
| 2023-03-01 | Price change | $3,450,000 |
| 2022-09-30 | Listed for sale | $3,600,000 |
View on Zillow