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107 County Road 2768, Baldwyn, MS, 38824

4beds
3baths
3,000sqft
$449,900
$150price/sqft
$3,660/moest. monthly cost
$146,400/yrincome needed

About This Home

STUNNING CUSTOM HOME sitting on 1 acre in WindRidge subdivision. Only 4 years old, this 2 story home features 4-bed, 3-bath plus a bonus that could be a 5th bedroom. Also boasts a show-stopping 2-story living room with stone fireplace , granite countertops, custom kitchen, formal dining and more. This home offers plenty of space inside as well as outside which makes it a perfect blend of elegance and comfort. Country living but still convenient to all of the fun! 15 minutes to Saltillo, 20 minutes to Barnes crossing and just minutes to Baldwyn.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
Baldwyn High SchoolGrades 5-121.0 mi
6/10

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Property

Details

  • Parcel number: 03401701020

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 1

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Earthquake
Heat Wave
Strong Wind

FEMA Declared Disasters in Prentiss County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$929$11,148
Property Taxes $179$2,148
Electricity $278$3,347
Total$3,660$43,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,485/yr
40% on housing$109,800/yr
45% on housing$97,600/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 9.8%
9.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 38824$86
Prentiss County$73

vs Homes Sold Last Month

Median $/sqft

ZIP 38824$82
Prentiss County$91

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$449,900
2026-01-28Listing removed--
2025-11-20Price change$470,000
2025-10-24Price change$475,000
2025-10-12Listed for sale$480,000
2024-09-08Listing removed--
2024-07-29Listed for sale$419,900
2024-06-16Listing removed--
2024-05-17Listed for sale$399,000
2024-05-16Listing removed--
2024-04-22Price change$404,900
2024-02-09Listed for sale$414,900
2024-02-08Listing removed--
2024-02-01Price change$414,900
2023-11-17Price change$419,900
2023-10-17Price change$409,900
2023-10-04Price change$414,900
2023-09-23Price change$419,900
2023-09-04Price change$424,900
2023-08-15Listed for sale$429,900
2023-08-12Listing removed--
2023-02-08Price change$429,900
2022-10-19Price change$439,900
2022-09-30Listed for sale$445,900

For Sale by Agent

AgentHaven Hildenbrand
BrokerageCOLDWELL BANKER SOUTHERN REAL ESTATE

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