See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

14944 NW Mill Rd #J, Portland, OR, 97231

3beds
2baths
1,774sqft
$625,000
$352price/sqft
$4,011/moest. monthly cost
$160,440/yrincome needed

About This Home

Some homes offer a place to live. This one offers a way of life.Nestled along the peaceful waters of the Multnomah Channel at Bridgeview Moorage, this floating home captures the romance of the Pacific Northwest. Wake to herons in flight, fish breaking the surface, and sunlight dancing across the river as you sip coffee on your deck. Through expansive windows, every season becomes a living work of art, with otters, passing boats, and the Sauvie Island Bridge completing the view.Inside, natural wood accents, cedar siding, a striking fireplace, three bedrooms, a dedicated office, and two beautifully remodeled bathrooms with heated floors create a warm and welcoming retreat. A new $20,000 kitchen remodel and a new $30,000 roof add lasting value and peace of mind.Outside, an oversized swim float invites entertaining, paddleboarding, or relaxing in the sun, while a second float offers a quiet front-row seat to wildlife and unforgettable sunsets. As evening falls, watch Mount St. Helens glow beyond the river and the sky melt into gold. With abundant storage, firewood storage, this is more than a home—it's a love affair with life on the water. Don’t be that person later in life that says, “why didn’t I live on the water?”

Getting Around

1
WalkingCar-Dependent
21
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

10/10
8/10
Lincoln High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1986

Materials

  • Roof: Composition
  • Construction materials: Cedar,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Built-In Range,Built-In Refrigerator,Convection Oven,Dishwasher,Stainless Steel Appliance(s),Electric Water Heater

Basement

  • Basement: None

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • High Ceilings,Suite
  • Window features: Skylight(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Baseboard,Wood Stove

Interior Area

  • Total structure area: 1,774
  • Total interior livable area: 1,774 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Features: Deck, Skylight,Suite
  • Level: Upper

Property

Details

  • Parcel number: Not Found
  • Zoning: NA

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Athletic Court,Dock
  • Has view: Yes
  • View description: Mountain(s),River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front
  • Waterbody name: Multnomah Channel

Lot

  • Features: Flood Zone,SqFt 0K to 2999

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in Multnomah County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$144$1,728
Property Taxes $531$6,372
Electricity $176$2,119
Total$4,011$48,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,520/yr
40% on housing$120,330/yr
45% on housing$106,960/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 97231$280
Multnomah County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 97231$264
Multnomah County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$625,000

For Sale by Agent

AgentMichael Bivens
BrokerageBridgetown Equity Prop LLC

Similar Homes