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1227 Ruth Way, Auburn, AL, 36830

3beds
3baths
1,660sqft
$399,999
$241price/sqft
$2,576/moest. monthly cost
$103,040/yrincome needed

About This Home

Beautifully designed and built by Holland Homes LLC, this 3-bedroom, 2.5-bath home in Owens Crossing offers modern comfort and a smart, open floor plan. Located less than 2 miles from Auburn University and Jordan-Hare Stadium, this home combines convenience, quality, and style in one of Auburn’s most desirable newer neighborhoods. The entry leads into a welcoming living area with abundant natural light and an open concept that connects the kitchen and dining spaces. The kitchen features quartz countertops, stainless-steel appliances, a large center island, two pantry closets, and a custom wood vent hood — ideal for both daily living and entertaining. The owner’s suite is located upstairs and includes a spacious walk-in closet and a private bath with a double vanity. Bedrooms two and three share a full bath, while a convenient half bath is located on the main level for guests. Enjoy the ease of LVP flooring, neutral paint tones, and energy-efficient construction throughout. The covered back porch opens to a privacy-fenced backyard with two turnkey garden beds, creating the perfect spot to relax, play, or host gatherings. Additional highlights include an attached two-car garage, total electric utilities, and fiber internet. Smart home upgrades include automatic lighting and locks compatible with both Apple and Android devices. The owner loves the walkable access to Well Red Coffee Shop, with a grocery store just around the corner. Located in a brand-new community less than 3 years old, the east-facing master bedroom enjoys beautiful natural light. Smoke-free home. Owens Crossing offers a welcoming community atmosphere with quick access to local shopping and restaurants. This move-in-ready home offers modern living, low maintenance, and a fantastic location near everything Auburn has to offer.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

10/10
6/10
Drake Middle SchoolGrades 60.9 mi
7/10
Auburn High SchoolGrades 10-123.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Cement Siding

Other

  • Builder name: Holland Homes LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Kitchen Island,Kitchen/Family Room Combo,Pantry,Walk-In Pantry,Attic
  • Flooring: Carpet,Plank,Simulated Wood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,660

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,660 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Property

Details

  • Parcel number: 0806130000206.000

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Covered
  • Exterior features: Storage,Sprinkler/Irrigation
  • Fencing: Back Yard,Privacy

Lot

  • Lot size: 9,583 sqft
  • Features: < 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$185$2,220
Property Taxes $129$1,548
Electricity $240$2,881
Total$2,576$30,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,320/yr
40% on housing$77,280/yr
45% on housing$68,693/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 36830$222
Lee County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 36830$202
Lee County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Pending sale$399,999
2026-04-24Price change$399,999
2026-04-16Price change$410,000
2026-02-10Price change$413,000
2026-01-15Listed for sale$420,900
2023-03-30Sold$373,900
2023-02-24Pending sale$373,900
2023-02-16Price change$373,900
2022-09-29Listed for sale$374,959

For Sale by Agent

AgentLAURA SELLERS
BrokerageBERKSHIRE HATHAWAY HOMESERVICES

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