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315 Chapel Knoll Rd, Temple, TX, 76502

5beds
3baths
3,264sqft
$368,000
$113price/sqft
$2,972/moest. monthly cost
$118,880/yrincome needed

About This Home

***APPROVED SHORT SALE and AS IS*** Home is in great condition. This stunning two-story home was designed with space, comfort, and modern living in mind. Featuring over 3,200 square feet, this luxury-style home offers 5 spacious bedrooms, 3 full bathrooms, a dedicated office, and a layout perfect for growing families or entertaining guests. The beautiful kitchen includes granite countertops, an oversized breakfast bar, and an open-concept design overlooking the spacious living area. A guest bedroom and full bathroom are conveniently located downstairs, making it perfect for visitors or multi-generational living. Upstairs, you’ll find a large game room perfect for movie nights, entertaining, or creating the ultimate flex space. The primary suite feels like a private retreat with a spa-inspired bathroom, double vanity, and oversized walk-in closet with plenty of storage. Outside, enjoy the covered patio and spacious backyard, perfect for relaxing evenings or weekend gatherings. The modern farmhouse exterior with board-and-batten siding and stone accents gives this home incredible curb appeal from the moment you arrive. To top it off, this smart home includes connected home features allowing you to control lights, locks, and the thermostat right from your phone.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
Tarver Elementary SchoolGrades K-50.7 mi
6/10
7/10
Lake Belton High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Stone Veneer,Vertical Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Cooktop,Disposal,Vented Exhaust Fan,Water Heater,Some Electric Appliances,Built-In Oven,Cooktop,Microwave
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Lower Level,Laundry Room

Bedroom2

  • Level: Lower

Bedroom3

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Double Vanity,High Ceilings,In-Law Floorplan,Multiple Living Areas,Multiple Dining Areas,Pull Down Attic Stairs,Storage,Tub Shower,Upper Level Primary,Walk-In Closet(s),Breakfast Area,Eat-in Kitchen,Pantry,Walk-In Pantry
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Attic: Access Only,Pull Down Stairs,Storage Only

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,1 Unit

Interior Area

  • Total interior livable area: 3,264 sqft

Master Bedroom

  • Level: Upper

Office

  • Level: Lower

Property

Details

  • Parcel number: 508607

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Covered Patio,Porch,Private Yard
  • Fencing: Back Yard
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 7,095 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,860$22,320
Home Insurance *$237$2,844
Property Taxes $517$6,204
Electricity $358$4,300
Total$2,972$35,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,897/yr
40% on housing$89,160/yr
45% on housing$79,253/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 76502$143
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76502$159
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$358,000
2026-06-25Price change$368,000
2026-05-11Listed for sale$378,000
2023-01-09Listing removed--
2023-01-06Pending sale$384,735
2023-01-06Listed for sale$384,735
2023-01-06Pending sale$384,735
2023-01-05Pending sale$384,735
2022-11-01Listing removed--
2022-10-22Listed for sale$384,735

For Sale by Agent

AgentOla Odunaike-Cherry
BrokerageAll City Real Estate

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