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0 Hemsath Rd, Saint Charles, MO, 63303

0beds
0baths
--sqft
$2,965,020
--price/sqft
$19,490/moest. monthly cost
$779,600/yrincome needed

About This Home

Amazing development opportunity right off Highway 364 in St. Charles County. This property is in a prime location and is perfect for anything from residential lots to luxury apartments or even a nursing home! The land is currently zoned R1E but can be easily converted to mixed use per St. Charles County. Arena Parkway frontage! Please call for more information. MLS 22060176 also available. Photo outlined in red is the 14.33 acres Hemsath Rd. and the property outlined in green is MLS 22060176 365 Clarence Drive which is also available for sale.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
8/10
Barnwell Middle SchoolGrades 6-82.1 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: 301171198000021.0000000
  • Special condition: Standard

Features

  • On waterfront: Yes
  • Waterfront features: Stream
  • Topography of land: Terraced

Lot

  • Lot size: 14.33 Acres
  • Features: Gently Rolling,Level,Sloped,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,992$179,904
Home Insurance *$1,738$20,856
Property Taxes $2,619$31,428
Electricity $141$1,693
Total$19,490$233,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$668,228/yr
40% on housing$584,700/yr
45% on housing$519,733/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 63303$161
St. Charles County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 63303$158
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-06-13Price change$2,965,020
2025-05-06Pending sale$20,000
2025-04-25Price change$20,000
2024-01-10Pending sale$1,612,373
2024-01-10Contingent$1,612,373
2023-10-17Price change$2,965,020
2023-06-05Price change$1,612,373
2022-09-27Listed for sale$2,965,020

For Sale by Agent

AgentCindy L Burcham
BrokerageBerkshire Hathaway HomeServices Select Properties

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