284 Town Line Rd, Mc Donough, NY, 13801
About This Home
This fully finished 24' x 30' camp is turnkey and ready for immediate enjoyment-just arrive and start making the most of spring and summer. The interior features a comfortable main living area, a functional kitchen, and a cozy sleeping loft, offering everything you need for a relaxing getaway. The camp is equipped with electricity and heated by a reliable propane stove, extending your season well into the cooler months. Additional improvements include an outhouse/shower house and a storage shed, providing practical convenience for extended stays. The current owners bring in their own water. Set on 5.3 private acres, the property is accessed via a plowed, year-round gravel road, making it easily reachable in all seasons. The land is covered in a beautiful mix of mature maple, ash, and cherry trees, creating a peaceful woodland setting that's ideal for recreation and exceptional deer hunting. Outdoor enthusiasts will appreciate the immediate access to snowmobile trails and the property's close proximity to six state forests, offering endless opportunities for hiking, hunting, and exploring the surrounding countryside.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Roof: Metal
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Camp
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Oven
Bedrooms & Bathrooms
- Bedrooms: 1
Features
- Finished area above ground: 0
Heating
- Heating features: Propane
Interior Area
- Total structure area: 0
Kitchen
- Features: Open
Property
Details
- Parcel number: 166.119
- Lease amount: 0
Features
- Stories: 2
- Patio & porch: Open Porch
- Has view: Yes
- View description: Wooded
- Frontage length: 0
Lot
- Lot size: 5.32 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Chenango County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $404 | $4,848 |
| Home Insurance * | $45 | $540 |
| Property Taxes | $136 | $1,632 |
| Electricity | $246 | $2,954 |
| Total | $831 | $9,972 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $79,900 |
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