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16281 Mitchell Creek Trl, Big Rapids, MI, 49307

4beds
3baths
1,882sqft
$384,900
$205price/sqft
$2,616/moest. monthly cost
$104,640/yrincome needed

About This Home

New Construction home in Hills of Mitchell Creek in the Big Rapids school district. This traditional two-story home offers 1,882 sqft of thoughtfully designed living space with 4 bedrooms and 2.5 baths, blending everyday comfort with timeless style. The great room is positioned at the front of the home, welcoming you in with natural light and a space that feels inviting from the moment you enter. The modern kitchen features a 48-inch island, white cabinetry, quartz countertops, tile backsplash, and stainless-steel appliances with refrigerator, creating a clean and functional centerpiece for the home. Just beyond, a dedicated dining nook provides a bright setting for everyday meals, conversation, and easy access through sliding glass doors to 10x10 patio and backyard. A practical mudroom with storage is located on the first floor with direct access to the garage, offering an organized drop zone for daily routines. The powder room is discreetly tucked away for added privacy, and the and the laundry room includes an exterior window for natural light along with a washer and dryer for convenience. Upstairs, all four bedrooms are thoughtfully arranged for privacy, including a spacious primary suite with a private bath and walk-in closet that feels like a personal retreat. With energy-efficient construction and a layout designed for flow and flexibility, this home offers a space that simply feels good to come home to. RESNET energy smart construction will save an estimated $1,195 annually. Actual savings may vary. See HERS® Rating Certificate and Energy Smart Flyer for details. Home includes a 10-year structural warranty, offering lasting peace of mind. Call to schedule your private tour today!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
5/10
Big Rapids Middle SchoolGrades 5-81.1 mi
6/10
Big Rapids High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: Allen Edwin Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Full

Bathroom1

  • Level: Main
  • Area: 25
  • Dimensions: 5.00 x 5.00

Bathroom2

  • Level: Upper
  • Area: 50
  • Dimensions: 10.00 x 5.00

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 12.00 x 11.00

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 12.00 x 11.00

Bedroom4

  • Level: Upper
  • Area: 110
  • Dimensions: 10.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main
  • Area: 154
  • Dimensions: 14.00 x 11.00

Features

  • Center Island,Eat-in Kitchen,Pantry
  • Window features: Low-Emissivity Windows,Screens
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0

Great Room

  • Level: Main
  • Area: 224
  • Dimensions: 16.00 x 14.00

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,SEER 13 or Greater

Interior Area

  • Total structure area: 1,882
  • Total interior livable area: 1,882 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 12.00 x 11.00

Laundry

  • Level: Main
  • Area: 30
  • Dimensions: 5.00 x 6.00

Master Bathroom

  • Level: Upper
  • Area: 55
  • Dimensions: 5.00 x 11.00

Master Bedroom

  • Level: Upper
  • Area: 210
  • Dimensions: 14.00 x 15.00

Property

Details

  • Parcel number: 5405070001000
  • Zoning description: Residential

Features

  • Stories: 2

Lot

  • Lot size: 1.30 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Mecosta County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$167$2,004
Property Taxes $298$3,576
Electricity $205$2,463
Total$2,616$31,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,691/yr
40% on housing$78,480/yr
45% on housing$69,760/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 49307$130
Mecosta County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 49307$157
Mecosta County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$394,900
2025-02-12Sold$29,735
2024-10-24Pending sale$31,300
2023-05-22Listed for sale$31,300
2022-12-06Listing removed--
2022-09-21Listed for sale$25,300
2022-09-12Listing removed--
2021-05-24Price change$25,300
2020-09-10Listed for sale$23,000

New Construction Spec

AgentMichael L McGivney
BrokerageAllen Edwin Realty LLC

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