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1848 Terreno BLVD, Naples, FL, 34120

3beds
3baths
2,511sqft
$899,700
$358price/sqft
$6,638/moest. monthly cost
$265,520/yrincome needed

About This Home

Lush landscaping provides exceptional privacy, while the extended lanai is enhanced by a custom outdoor kitchen, creating the perfect setting to enjoy Naples’ signature indoor-outdoor lifestyle. Inside this "Stellar" floor plan featuring 3 bedrooms + den and 3 full baths, you’ll find curated designer wallpaper, upgraded lighting, and elegant ceiling fans that add warmth and sophistication throughout—showcasing attention to detail at every turn. The fully upgraded built-in kitchen serves as the heart of the home, complete with high-end appliances, natural gas cooktop, and an impressive 12-foot island ideal for gathering and entertaining. The expansive great room flows seamlessly beneath soaring 11-foot ceilings, enhancing the open, airy feel of the living space. Generous three car garage also featured as well as plenty of room in the backyard to build your dream outdoor oasis! Located within one of Naples’ most amenity-rich gated communities, residents of Terreno enjoy access to a resort-style pool, lap pool, pickleball, tennis, fitness center, golf privileges, dog park, playground, and the beloved Olive & Thyme restaurant—delivering a true lifestyle experience beyond the home itself.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
8/10
Corkscrew Middle SchoolGrades 6-81.2 mi
6/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Dryer,Microwave,Refrigerator/Icemaker,Washer
  • Laundry features: Inside,Laundry Tub

Bedroom

  • Features: Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Breakfast Bar, Dining - Living

Features

  • Foyer,French Doors,Laundry Tub,Pantry,Smoke Detectors,Tray Ceiling(s),Walk-In Closet(s),Window Coverings,Den - Study,Guest Bath,Guest Room,Laundry in Residence,Screened Lanai/Porch
  • Door features: French Doors,Impact Resistant Doors
  • Window features: Window Coverings,Impact Resistant Windows
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,126
  • Total interior livable area: 2,511 sqft

Kitchen

  • Features: Gas Available, Island, Pantry

Property

Details

  • Parcel number: 76715002385

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Screened Lanai/Porch
  • Exterior features: Outdoor Kitchen
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Frontage type: Lakefront

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,549$54,588
Home Insurance *$600$7,200
Property Taxes $1,237$14,844
Electricity $252$3,032
Total$6,638$79,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$227,588/yr
40% on housing$199,140/yr
45% on housing$177,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 34120$337
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34120$316
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$875,000
2026-07-24Price change$4,400
2026-06-18Listed for rent$4,950
2026-05-08Price change$899,700
2026-04-28Price change$925,000
2026-04-03Listed for sale$949,900
2023-10-05Sold$845,965
2023-07-23Price change$900,915
2023-07-02Price change$875,915
2023-06-26Price change$874,915
2023-06-03Price change$899,915
2023-05-31Price change$659,990
2023-04-30Price change$899,915
2023-04-02Price change$898,025
2023-03-17Listed for sale$897,515
2022-10-19Listing removed--
2022-10-13Price change$759,990
2022-09-22Listed for sale$689,990

For Sale by Agent

AgentTricia Kowaleski
BrokerageColdwell Banker Realty

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