2207 Government St #11, Ocean Springs, MS, 39564
About This Home
UPDATE: BRAND NEW subfloors and LVP flooring installed throughout the first floor! Discover your dream coastal retreat! This exquisitely fully furnished 2-bedroom, 2-bathroom cottage in the coveted Cottages at Oak Park community offers the perfect blend of small-town charm and modern convenience. It is a true turn-key opportunity and a rare find, already STR permitted with active bookings--offering immediate passive income! Step inside to high ceilings, gorgeous LVP flooring, and charming light fixtures that welcome you home. The kitchen is a chef's delight with elegant quartz countertops and stainless steel appliances. Upstairs, two spacious bedrooms with private ensuite bathrooms provide a peaceful sanctuary, complete with a dedicated laundry room. Imagine starting your day on the porch, savoring your coffee and the serene views beneath the beautiful, mature Oak trees. Whether you seek an effortless investment, a beautiful second home, or simply the best of downtown living, this cottage is where your Ocean Springs story begins.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Move In Ready
- Year built: 2011
Materials
- Foundation: Raised
- Roof: Metal
- Construction materials: Siding
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,010
- Total interior livable area: 1,010 sqft
Property
Details
- Parcel number: 61058031.000
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch
- Exterior features: See Remarks
Parking
- Parking features: Common,Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Wildfire
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jackson County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance * | $483 | $5,796 |
| Property Taxes | $203 | $2,436 |
| Electricity | $192 | $2,304 |
| Total | $2,723 | $32,676 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-21 | Listed for sale | $365,000 |
| 2026-02-14 | Pending sale | $365,000 |
| 2025-11-20 | Listed for sale | $365,000 |
| 2024-04-08 | Sold | -- |
| 2024-03-07 | Pending sale | $329,900 |
| 2024-03-02 | Listed for sale | $329,900 |
| 2022-10-21 | Sold | -- |
| 2022-09-16 | Pending sale | $299,500 |
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