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4608 W Ridge Rd, Lake Charles, LA, 70607

4beds
2baths
2,346sqft
$290,000
$124price/sqft
$2,113/moest. monthly cost
$84,520/yrincome needed

About This Home

This beautiful Morganfield home has so many upgrades and it’s ready for you! Open floor plan with 4 bedrooms and 2 bathrooms. The living area is open and inviting with tons of natural light. Custom built ins with fireplace installed in the living area. The kitchen features a large island, gas stove and stainless appliances as well as a dining area. The master suite features soaker tub, walk in shower, dual sinks, and a huge walk in closet. 3 additional bedrooms are good sized and on the separate side of the home than the master. Outside the home features gutters and a build in outdoor kitchen! Flood zone X so no flood insurance should be required. Schedule your showing today!!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
6/10
2/10
Lagrange High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bathtub,Ceiling Fan(s),Kitchen Island,Open Floorplan,Pantry,Shower,Breakfast Nook
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,346 sqft

Property

Details

  • Parcel number: 00075485DAK
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Fencing: None

Lot

  • Lot size: 6,098 sqft
  • Features: 0-1 Unit/Acre,Rectangular Lot
  • Lot size dimensions: 60 x 120

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Coastal Flooding

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$357$4,284
Property Taxes $113$1,356
Electricity $177$2,128
Total$2,113$25,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,445/yr
40% on housing$63,390/yr
45% on housing$56,346/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.0%
16.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 70607$98
Calcasieu Parish$111

vs Homes Sold Last Month

Median $/sqft

ZIP 70607$133
Calcasieu Parish$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listing removed$2,700
2026-03-30Listed for rent$2,700
2026-03-18Price change$290,000
2026-03-10Listed for sale$299,500
2023-11-28Sold--
2023-11-06Pending sale$284,900
2023-11-06Listed for sale$284,900
2023-11-01Listing removed--
2023-10-03Price change$274,900
2023-08-16Pending sale$284,900
2023-08-04Price change$284,900
2023-06-26Pending sale$289,900
2023-05-18Price change$289,900
2023-03-07Price change$309,900
2023-02-10Pending sale$279,900
2023-02-04Price change$279,900
2023-01-05Price change$289,900
2022-09-15Listed for sale$309,900

For Sale by Agent

AgentBailey K Dowden
BrokerageThe Real Estate Brokerage

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