20 Wheel House Ct #2A, Lake Ozark, MO, 65049
About This Home
Experience one of the best locations at Lake of the Ozarks in the highly desirable HH area off Cherokee Road at the 4MM of the Osage Arm. This spacious 3-bedroom, 3-bath Wheel House Condominium features one of the largest floorplans in the complex with two levels of living space, making it ideal for full-time living, a vacation getaway, or an income-producing investment. Sold fully turnkey, this condo is ready to enjoy from day one or immediately place into a nightly rental program. The unit offers easy access with only a few steps from parking and is conveniently located near the community pool and the popular Dock Knockers Bar & Grill. By land or water, you are minutes from Camden on the Lake, Shady Gators, Sergio’s, Little Rizzo’s, Barn-B-Que, the Bagnell Dam Strip, shopping, entertainment, and more. A nearby marina offers convenient boat storage within walking distance. Nightly rentals are allowed, making this an outstanding opportunity in one of the Lake’s most sought-after areas. Seller is offering a $5,000 credit to the buyer at closing with an acceptable offer and successful closing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1985
Materials
- Foundation: Other
Notable Dates
- Major remodel year: 2023
Type & Style
- Home type: Condo
- Architectural style: Two Story
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dryer,Washer/Dryer Stacked,Dishwasher,Microwave,Range,Refrigerator,Stove
- Laundry features: Stacked
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s),Furnished,Fireplace
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Forced Air,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,210
- Total interior livable area: 1,210 sqft
Property
Details
- Parcel number: 01502100000001019502
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Covered,Deck
- Exterior features: Blacktop Driveway,Boat Ramp,Deck
- On waterfront: Yes
- Waterfront features: Cove,Boat Ramp/Lift Access,Lake Front
Lot
- Features: Lake Front
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Heat Wave
- Ice Storm
- Tornado
- Winter Weather
- Hail
- Landslide
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $986 | $11,832 |
| Home Insurance * | $124 | $1,488 |
| Property Taxes | $74 | $888 |
| Electricity | $141 | $1,693 |
| Total | $1,325 | $15,900 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Price change | $195,000 |
| 2025-10-17 | Price change | $189,900 |
| 2025-09-15 | Price change | $194,900 |
| 2025-08-10 | Price change | $199,900 |
| 2025-04-15 | Price change | $209,900 |
| 2025-03-20 | Price change | $215,000 |
| 2025-01-27 | Price change | $219,900 |
| 2024-12-05 | Price change | $224,900 |
| 2024-10-17 | Listed for sale | $229,900 |
| 2024-09-30 | Listing removed | $226,900 |
| 2024-05-22 | Price change | $226,900 |
| 2024-05-03 | Price change | $229,900 |
| 2024-04-03 | Price change | $233,900 |
| 2024-03-14 | Listed for sale | $239,900 |
| 2024-01-02 | Listing removed | -- |
| 2023-09-05 | Price change | $239,900 |
| 2023-08-14 | Price change | $246,900 |
| 2023-07-17 | Listed for sale | $249,900 |
| 2023-03-28 | Listing removed | $249,900 |
| 2023-02-20 | Price change | $249,900 |
| 2023-01-25 | Listed for sale | $259,900 |
| 2022-11-10 | Sold | -- |
| 2022-09-22 | Pending sale | $249,000 |
| 2022-09-15 | Listed for sale | $249,000 |
For Sale by Agent
View on Zillow