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7987 Euclid Chardon Rd, Willoughby, OH, 44094

2beds
1baths
1,005sqft
$279,000
$278price/sqft
$2,079/moest. monthly cost
$83,160/yrincome needed

About This Home

Welcome home to this beautifully updated Cape Cod nestled on 2.3 picturesque acres in the desirable community of Kirtland. This charming home features two bedrooms, one full bath, and a bright, inviting sunroom. A spacious back deck is the perfect spot to enjoy your morning coffee while taking in the peaceful surroundings. The open-concept first floor creates a warm and spacious feel, ideal for both everyday living and entertaining. Fresh, modern neutral paint colors throughout provide a clean, move-in-ready look. Upstairs, the expansive unfinished attic offers incredible potential. Finish the space to create a third bedroom, fourth bedroom, home office, or bonus living area—the possibilities are endless. Outside, the large backyard provides plenty of room for gatherings, outdoor activities, gardening, or simply relaxing and enjoying the privacy of your beautiful 2.3-acre property. Don't miss the opportunity to make this charming home your own!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
8/10
Kirtland Middle SchoolGrades 6-82.5 mi
9/10
Kirtland High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1947

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Level: Basement
  • Dimensions: ND x ND

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom

  • Level: First
  • Dimensions: ND x ND

Bedroom

  • Level: First
  • Dimensions: 11 x 11

Bedroom

  • Level: First
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 1,005

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Window Unit(s),Wall Unit(s)

Interior Area

  • Total structure area: 1,005
  • Total interior livable area: 1,005 sqft

Kitchen

  • Level: First
  • Dimensions: 14 x 10

Living Room

  • Level: First
  • Dimensions: 19 x 12

Sunroom

  • Level: First
  • Dimensions: 13 x 10

Property

Details

  • Parcel number: 20A027A000100
  • Special condition: Standard

Features

  • Levels: Two,One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 2.29 Acres
  • Features: Wooded
  • Lot size dimensions: 86 x 1110

Parking

  • Total spaces: 1
  • Parking features: Attached,Electricity,Garage,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Strong Wind
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$128$1,536
Property Taxes $348$4,176
Electricity $193$2,320
Total$2,079$24,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,280/yr
40% on housing$62,370/yr
45% on housing$55,440/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 44094$190
Lake County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 44094$169
Lake County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$279,000
2026-07-16Listed for sale$279,000
2018-10-15Sold$147,500

For Sale by Agent

AgentSue Grazia
BrokerageMcDowell Homes Real Estate Services

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