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11965 Dyke Rd, Curtice, OH, 43412

3beds
2baths
1,680sqft
$349,900
$208price/sqft
$2,671/moest. monthly cost
$106,840/yrincome needed

About This Home

Wake up to the sound of gentle waves and the golden glow of sunrise over Lake Erie — welcome home to your own private lakeside sanctuary in Curtice, Ohio. This stunning 3-bedroom retreat is more than a home; it's a lifestyle you've been dreaming about. Panoramic lake views greet you from the moment you step inside, seamlessly blending the beauty of the outdoors with the warmth and comfort found within. Whether you're envisioning a year-round residence or the ultimate vacation escape, this property delivers on every level. Retreat to your spacious primary suite, where waking up to tranquil water views makes every morning feel like a getaway. Two additional bedrooms offer the perfect haven for family gatherings or weekend guests, ensuring everyone has their own slice of lakeside bliss. Step outside and let the lake become your backyard. Sip your morning coffee on the deck, cast a line at golden hour, or grab your kayak and paddle out straight from your own shoreline. Opportunities like this on Lake Erie don't come often — don't let this one slip away.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
7/10
6/10
Clay High SchoolGrades 9-127.9 mi

Construction

Condition

  • Year built: 1936

Materials

  • Foundation: Crawl Space,Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Water Heater,Dryer,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Laminate
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Kitchen

  • Level: Main

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main

Other

  • Level: Upper

Property

Details

  • Parcel number: 3366434
  • Other equipment: DC Well Pump

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 50X95

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$225$2,700
Property Taxes $484$5,808
Electricity $193$2,320
Total$2,671$32,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,577/yr
40% on housing$80,130/yr
45% on housing$71,226/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 43412$147
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43412$128
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-19Listed for sale$349,900
2025-09-04Listing removed$349,900
2025-06-24Contingent$349,900
2025-04-25Listed for sale$349,900
2019-06-12Sold$175,000

For Sale by Agent

AgentJill Smith
BrokerageKeller Williams Citywide

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