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10024 Hemingway Pl, Mint Hill, NC, 28227

4beds
4baths
2,115sqft
$409,000
$193price/sqft
$2,652/moest. monthly cost
$106,080/yrincome needed

About This Home

9 ft ceilings all levels | Gourmet kitchen w/ gas range & island | Walk-in Pantry | Fireplace w/ shiplap | Primary suite w/ tray ceilings | High-end Spa-like bathroom w/dual vanity | 6-inch LVP flooring | 2-car rear-load garage | Move-in ready. Located in the heart of Mint Hill, this immaculate townhome puts you within just minutes to uptown dining and shopping and everything else . Inside, an open floorplan and 9-foot ceilings on every level create a bright, airy feel. The kitchen is a standout — granite countertops, stainless steel appliances including a gas range, a large island, white shaker cabinets, and a subway tile backsplash. The living room centers around a fireplace framed by shiplap and a wood mantle. The primary suite offers tray ceilings, an en-suite bath with dual vanity and glass shower, and a spacious walk-in closet. Throughout the living areas you'll find durable LVP flooring, complemented by 2" blinds, a covered front porch, and a 2-car rear-load garage. Truly move-in ready from top to bottom.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
Bain ElementaryGrades PK-50.6 mi
5/10
Mint Hill Middle SchoolGrades 6-82.7 mi
6/10
Independence HighGrades 9-122.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Stone Veneer

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Gas Range,Microwave,Refrigerator
  • Laundry features: Laundry Closet,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Lower

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Features

  • Fireplace features: Gas Starter,Gas Unvented,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 2,115

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,115
  • Total interior livable area: 2,115 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 13730337
  • Zoning: NA
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Lower

Parking

  • Total spaces: 4
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,068$24,816
Home Insurance *$131$1,572
Property Taxes $253$3,036
Electricity $200$2,405
Total$2,652$31,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,925/yr
40% on housing$79,560/yr
45% on housing$70,720/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 28227$195
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28227$222
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$409,000
2026-07-17Listed for sale$420,000
2024-07-29Listing removed--
2024-06-08Listed for rent$2,550
2024-06-08Listing removed--
2024-04-09Listing removed--
2024-02-09Listed for sale$425,000
2023-12-01Price change$2,550
2023-11-10Listed for rent$2,600
2022-10-29Listing removed--
2022-10-28Price change$379,990
2022-10-25Price change$389,990
2022-10-22Listed for sale$399,990
2022-09-16Listing removed--
2022-09-14Listed for sale$448,219

For Sale by Agent

AgentNicholas Chaconas
BrokerageMark Spain Real Estate

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