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12917 SW 232 Ln, Homestead, FL, 33032

3beds
3baths
1,393sqft
$485,000
$348price/sqft
$3,326/moest. monthly cost
$133,040/yrincome needed

About This Home

Modern 2022 townhouse located in a growing South Miami-Dade community, offering a smart layout, bright living areas, and a private patio ideal for outdoor enjoyment. This property is rentable, making it an excellent option for both end-users and investors. Conveniently located near major highways, schools, shopping, and dining. A strong opportunity to secure a newer construction with flexibility, comfort, and long-term value in today’s competitive market. Easy to show. Great investment opportunity or ideal starter home for a growing family. Built 2022, private patio, rentable. Call Listing Agent for private showings.

Getting Around

20
WalkingCar-Dependent
35
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

4/10
Redland Elementary SchoolGrades PK-53.3 mi
5/10
Redland Middle SchoolGrades 6-83.4 mi
3/10

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Ice Maker,Microwave,Electric Range,Refrigerator,Washer/Dryer Leased
  • Laundry features: Washer/Dryer Hook-Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric,Window/Wall
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,443
  • Total interior livable area: 1,393 sqft

Property

Details

  • Parcel number: 3069230151370
  • Attached to another structure: Yes

Features

  • Entry location: First Floor Entry
  • Private pool: Yes
  • Pool features: Association,Private Pool
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Other

Lot

  • Features: West Of Us1

Parking

  • Parking features: 2 Or More Spaces,Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$350$4,200
Property Taxes $327$3,924
Electricity $197$2,366
Total$3,326$39,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,034/yr
40% on housing$99,780/yr
45% on housing$88,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 33032$249
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33032$279
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-30Listed for sale$485,000
2023-04-21Sold$400,000
2023-03-04Pending sale$408,800
2023-02-14Price change$408,800
2023-01-17Listed for sale$398,800
2022-09-15Listing removed--
2022-09-13Listed for sale$409,990

For Sale by Agent

AgentAdriana Gasca
BrokerageEXP Realty LLC

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