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1002 Opal St #103, Suffolk, VA, 23435

2beds
3baths
1,420sqft
$360,000
$254price/sqft
$2,414/moest. monthly cost
$96,560/yrincome needed

About This Home

Better than new! This beautifully maintained and lightly lived in home offers a highly desirable floor plan featuring two spacious primary suites. The open-concept main living area includes a custom built-in entertainment center, creating both style and functionality. The kitchen features quartz countertops, stainless steel appliances, ample cabinetry, and a large center island ideal for gathering and meal prep. One primary suite showcases a stunning wood accent wall, custom sliding closet door and vaulted ceiling, while both suites offer generous space and comfort. Additional upgrades include extra storage cabinets in the bathroom and garage. Enjoy a private back patio and the convenience of a one-car garage. Low-maintenance living at its best with lawn care included. Having the community clubhouse and pool nearby is a plus!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
8/10
6/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Transitional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Range,Tankless Water Heater,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer,Pantry
  • Window features: Window Treatments
  • Flooring: Carpet,Laminate/LVP,Vinyl
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Natural Gas,Programmable Thermostat,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 1,420 sqft

Living Room

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Association
  • Patio & porch: Patio
  • Fencing: Decorative,Partial,Fenced
  • Waterfront features: Not Waterfront

Lot

  • Features: Cul-De-Sac

Parking

  • Total spaces: 1
  • Parking features: Garage Att 1 Car,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$131$1,572
Property Taxes $261$3,132
Electricity $202$2,433
Total$2,414$28,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,765/yr
40% on housing$72,420/yr
45% on housing$64,373/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 23435$209
Suffolk City$178

vs Homes Sold Last Month

Median $/sqft

ZIP 23435$206
Suffolk City$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentRhonda McLemore
BrokerageCENTURY 21 Nachman Realty

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