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319 N F St #102, Oxnard, CA, 93030

2beds
2baths
1,380sqft
$619,000
$449price/sqft
$4,271/moest. monthly cost
$170,840/yrincome needed

About This Home

~SHORT SALE OPPORTUNITY~ Sale is subject to lender approval. Short-sale terms, purchase price, commissions, and other terms may be subject to lender approval. Buyer to conduct all desired inspections and independently verify property information. Welcome to this beautifully designed newer condominium offering modern style, comfort, and low-maintenance living. The open-concept floor plan features a spacious great room that flows seamlessly into a stunning kitchen complete with quartz countertops, a large center island with seating, stainless steel appliances, abundant cabinetry, and designer pendant lighting. The light gray wood-look flooring and white finishes create a bright, contemporary feel throughout. The spacious bedrooms offer comfort and versatility, while the bathrooms feature sleek, modern finishes and glass-enclosed shower. Enjoy seamless indoor-outdoor living with a private patio perfect for relaxing or entertaining. Located in a thoughtfully designed community with outdoor gathering areas, like BBQs, and fire pits, this home is ideal for enjoying Southern California living. Conveniently located near shopping, dining, parks, schools, beaches, and major commuter routes. Move-in ready and an exceptional opportunity to own a stylish home in one of Oxnard's newer communities.

Getting Around

68
WalkingSomewhat Walkable
43
TransitSome Transit
58
BikeBikeable

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2022

Materials

  • Foundation: Concrete Slab
  • Construction materials: Stucco

Other

  • Builder name: Aldersgate Developments

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Tankless Water Heater,Dishwasher,Refrigerator
  • Laundry features: Laundry Room,Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Quartz Counters
  • Flooring: Wood/Wood Like

Heating & Cooling

  • Heating features: Central Furnace,Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,380
  • Total interior livable area: 1,380 sqft

Property

Details

  • Parcel number: 2000501115
  • Special condition: Notice Of Default,Short Pay Subject to Lender,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Ground Level - No Steps

Lot

  • Lot size: 1,306 sqft

Parking

  • Total spaces: 4
  • Parking features: Driveway,Concrete,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,130$37,560
Home Insurance *$105$1,260
Property Taxes $638$7,656
Electricity $398$4,786
Total$4,271$51,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,434/yr
40% on housing$128,130/yr
45% on housing$113,893/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$449This listing

vs Other Active Listings

Avg $/sqft

ZIP 93030$359
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93030$420
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-04Listed for sale$619,000
2023-04-11Contingent$580,000
2023-03-23Listed for sale$580,000

Pre-Foreclosure

AgentAlvaro Melgoza
BrokerageWestlake Realty Group

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