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1094 Shady Ln, Gilchrist, TX, 77617

2beds
2baths
762sqft
$319,500
$419price/sqft
$2,411/moest. monthly cost
$96,440/yrincome needed

About This Home

Welcome to this charming 2023-built 2-bedroom, 2-bath coastal retreat in the popular Villas at Rollover Bay. Perfectly positioned just a 30-second golf cart ride from the beach, this beautifully finished home offers the ideal mix of comfort, style, and income-producing potential. Features include a cargo lift, outdoor shower, and inviting tiki bar area for relaxed outdoor entertaining. We noticed these were not mentioned … Includes RV Hookup,Downstairs Storage Lockup,Additional concrete Areas & Added Side Porch. Located in an exceptional beach community with stunning views of both the Gulf and Intracoastal, residents enjoy outstanding amenities including ponds, a pavilion, observatory deck, playground, swimming pool, BBQ area, and lounging spaces. Interior finishes include tongue-and-groove stained wood flooring, stainless steel appliances, stained butcher block countertops, and quartz bath counters. Ideal as a primary home, second home, or vacation rental investment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Cement Siding,Wood Siding

Other

  • Builder name: LOR Design

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer,Electric Oven,Microwave,Electric Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Balcony,High Ceilings,All Bedrooms Up
  • Window features: Storm Window(s)
  • Flooring: Engineered Hardwood

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 762
  • Total interior livable area: 762 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Kitchen open to Family Room

Master Bathroom

  • Features: Primary Bath: Tub/Shower Combo,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 535000000015000

Features

  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Bay,Beach,Gulf View,Water
  • Has water view: Yes
  • Water view: Bay,Gulf,Water

Lot

  • Lot size: 4,430 sqft
  • Features: 0 Up To 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Ice Storm
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,615$19,380
Home Insurance *$157$1,884
Property Taxes $401$4,812
Electricity $238$2,859
Total$2,411$28,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,662/yr
40% on housing$72,330/yr
45% on housing$64,293/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$419This listing

vs Other Active Listings

Avg $/sqft

ZIP 77617$226
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77617$318
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$319,500
2023-09-27Listing removed--
2022-09-06Listed for sale$280,000
2022-09-06Pending sale$280,000
2022-09-06Listed for sale$280,000

For Sale by Agent

AgentWendy Dozier
BrokerageRE/MAX On The Water -Bolivar

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