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202 E Red Head Circle Lot 671, Sneads Ferry, NC, 28460

4beds
3baths
2,840sqft
$505,000
$178price/sqft
$3,223/moest. monthly cost
$128,920/yrincome needed

About This Home

Located in the desirable gated community of Mimosa Bay, this beautifully designed home offers a spacious and functional layout with 4 bedrooms, 2.5 baths, and a separate loft area. The main level features an open two-story family room, a formal dining room or office, a well-appointed kitchen with a large island and eat-in area, a convenient laundry room, and a main-level primary suite. The primary bedroom includes a trey ceiling, walk-in closet, dual vanities, a garden tub, and a separate tile shower. Upstairs, you'll find three additional bedrooms, a loft, a full bath with double vanities, and a walk-in storage area. Outdoor living is a highlight with a screened-in porch, a paver brick path and back patio, and a spacious yard perfect for relaxing or entertaining. Additional features include a 2-car garage upgraded with Swisstrax garage floor tile, a covered front porch, and access to the amenities of this sought-after coastal community. Mimosa Bay amenities include a pool, tennis courts, boat ramp, clubhouse, fitness center, RV/boat storage and picnic area

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Dixon ElementaryGrades PK-52.8 mi
7/10
Dixon MiddleGrades 6-81.7 mi
4/10
Dixon HighGrades 9-125.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Brick,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Built-In Microwave,Disposal,Dishwasher
  • Laundry features: Laundry Room

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Ceiling Fan(s),Pantry,Gas Log,Walk-In Closet(s)
  • Flooring: Carpet,Laminate
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Partially Floored,Pull Down Stairs,Walk-In

Heating & Cooling

  • Heating features: Electric,Heat Pump,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,840
  • Total interior livable area: 2,840 sqft

Master Bedroom

  • Level: First

Media Room

  • Level: Second

Property

Details

  • Parcel number: 773m37
  • Zoning: R-5
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio,Porch
  • Exterior features: Irrigation System
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: Water Access Comm
  • Frontage type: See Remarks
  • Living area range: 2800 - 2999

Lot

  • Lot size: 10,454 sqft
  • Features: Water Access Comm
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Coastal Flooding
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,553$30,636
Home Insurance *$137$1,644
Property Taxes $269$3,228
Electricity $264$3,174
Total$3,223$38,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,502/yr
40% on housing$96,690/yr
45% on housing$85,946/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$307
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$505,000
2026-05-06Listed for sale$505,000
2023-07-06Sold$458,975
2023-05-16Pending sale$468,975
2023-03-18Price change$468,975
2023-02-18Price change$463,493
2023-01-25Price change$460,521
2023-01-09Price change$445,665
2022-12-05Price change$455,665
2022-10-07Price change$437,295
2022-09-06Listed for sale$457,295

For Sale by Agent

AgentSean D McDonnell
BrokerageREAL Broker LLC

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