19431 Monarch Wind Way, Lutz, FL, 33558
About This Home
Modern Living Meets Ultimate Convenience in this Spacious Lutz Townhome! **VA Assumable Loan** Welcome to Monarch Wind Way, where contemporary style, generous space, and maintenance-free living come together in one of Lutz’s most desirable gated communities. This 4-bedroom, 3-bathroom townhome with an oversized bonus room and 2-car garage offers the perfect blend of form and function—ideal for young families, professionals, or anyone seeking a newer home with room to grow. With over 2,400 sq ft of thoughtfully designed living space, you’ll love the open-concept layout, tall ceilings, and elegant finishes throughout. The first floor features wood grain ceramic tile flooring, a spacious great room, and a full guest suite with its own bathroom—perfect for multigenerational living, visiting guests, or a private home office. The kitchen is the true heart of the home, showcasing quartz countertops, staggered cabinetry, a glass subway tile backsplash, stainless steel appliances, a deep single-bowl sink with gooseneck faucet, and a custom wood-shelved mudroom area for everyday organization. Upstairs, retreat to the spacious primary suite, which features a luxurious en-suite bathroom with dual vanities, a soaking tub, a separate walk-in shower, and a large walk-in closet. Two additional bedrooms—each with their own walk-in closets—share a full bathroom with dual sinks and a tub/shower combo. The expansive bonus room offers flexible space for movie nights, gaming, a playroom, or a second living area. Enjoy your morning coffee or evening wine on the screened-in lanai, providing peaceful outdoor living without the hassle. And because this home is part of a low-maintenance townhome community, exterior maintenance is handled for you—giving you more time to enjoy everything this growing area has to offer. Located between Highway 41 and the Suncoast Parkway, you’ll have easy access to Tampa, excellent schools, shopping, restaurants, and all the recreational amenities of Land O’ Lakes and Lutz. The community itself offers a walkable lifestyle with amenities just steps away. If you’re looking for a stylish, low-maintenance, move-in-ready home with plenty of space in a prime Lutz location, don’t miss your opportunity to see this one. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2022
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
- Laundry features: Inside,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s),High Ceilings,Living Room/Dining Room Combo,Open Floorplan,PrimaryBedroom Upstairs,Split Bedroom,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Blinds,Window Treatments
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,182
- Total interior livable area: 2,574 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Second
Property
Details
- Parcel number: 1826270150009000320
- Zoning: MPUD
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Exterior features: Sidewalk
Lot
- Lot size: 2,400 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Inland Flooding
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pasco County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,351 | $28,212 |
| Home Insurance * | $269 | $3,228 |
| Property Taxes | $11 | $132 |
| Electricity | $259 | $3,108 |
| Total | $2,890 | $34,680 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-05 | Listed for sale | $475,000 |
| 2025-10-25 | Listing removed | $475,000 |
| 2025-09-16 | Price change | $475,000 |
| 2025-08-25 | Listed for sale | $485,000 |
| 2022-09-12 | Sold | $441,950 |
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