45 N Shore Dr #8, Elwood, NE, 68937
About This Home
Charming Johnson Lake Getaway – 2 Bed, 1 Bath Lakefront Home Enjoy lakeside living and stunning sunsets from this well-maintained two-bedroom, one-bath home on Johnson Lake. A shaded deck and brand-new dock with electric boat lift make it easy to relax or get out on the water. Recent updates include new siding and dock. Most furniture can stay, so you can start enjoying lake life right away. From eagle watching in winter to boating and fishing in summer, this location offers year-round beauty and recreation. A move-in-ready lakefront retreat with comfort, character, and room to grow.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Roof: Comp/Shingle
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Dishwasher,Disposal,Refrigerator,Microwave,Electric Water Heater
- Laundry features: Main Level
Basement
- Area: 0
Basement
- Basement: None
Bedroom2
- Area: 141.45000000000002
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Features: Kitchen/Dining,Sliding Glass Doors,Laminate
Family Room
- Features: None
Features
- Window features: Window Treatments
- Number of fireplaces: 1
- Fireplace features: One,Wood Burning Stove
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,296
Heating & Cooling
- Heating features: Cove Heating
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,296
- Total interior livable area: 1,296 sqft
Kitchen
- Features: Eat-in Kitchen,Laminate
- Area: 284.375
Living Room
- Features: Sliding Glass Door,Carpet
- Area: 474.375
Master Bedroom
- Area: 155.841
Property
Details
- Parcel number: 240187245
- Zoning: R
Features
- Patio & porch: Deck
- On waterfront: Yes
- Waterfront features: Lake Front
- Living area range: 1201-1400
Lot
- Lot size: 5,724 sqft
- Features: Landscaping: Auto Under sprinkler,Established Yard,Good
- Lot size dimensions: 54x106
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Winter Weather
- Drought
- Tornado
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Nebraska Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,059 | $36,708 |
| Home Insurance | $673 | $8,076 |
| Property Taxes | $569 | $6,828 |
| Electricity | $124 | $1,493 |
| Total | $4,425 | $53,100 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $625,000 |
| 2026-01-02 | Price change | $645,000 |
| 2025-11-21 | Listed for sale | $639,900 |
| 2025-10-22 | Listing removed | $645,000 |
| 2025-09-22 | Price change | $645,000 |
| 2025-08-29 | Price change | $650,000 |
| 2025-07-15 | Price change | $659,000 |
| 2025-06-21 | Price change | $665,000 |
| 2022-09-08 | Pending sale | $487,500 |
| 2022-09-03 | Listed for sale | $487,500 |
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