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148 Tanner Loop, Troutman, NC, 28166

5beds
3baths
2,390sqft
$395,000
$165price/sqft
$2,730/moest. monthly cost
$109,200/yrincome needed

About This Home

New improved price and better than a model home! Kept in absolute pristine condition, this stunning 5-bedroom, 3-bath residence in Colonial Crossing delivers immaculate style and a prime location backing to wooded community space. From the moment you step onto the charming covered front porch - perfect for morning coffee and greeting neighbors - you'll feel right at home. Inside, the bright foyer welcomes you to a flowing, light-filled layout featuring luxury vinyl plank floors and a crisp, neutral color palette. The foyer opens to a versatile formal dining room or cozy den, and leads to the expansive main living area. The heart of the home is the open-concept great room, where a beautifully equipped kitchen seamlessly connects to the breakfast nook and living area. Home chefs will love the granite countertops, classic subway tile backsplash, walk-in pantry, and upgraded fixtures. Hosting is a breeze with a convenient main-floor bedroom and adjacent full bath, ideal for guests or a private home office. Retreat upstairs to the sprawling primary suite, featuring a luxury bathroom and an enviable walk-in closet. Three additional spacious bedrooms, another full bath, and a laundry room complete the second floor. Step outside to the level backyard, which backs up to a serene, wooded greenspace—a private oasis for weekend BBQs, outdoor games, or quiet evenings. Enjoy the perfect balance of peaceful neighborhood living with easy proximity to excellent schools, charming downtown Troutman, and outdoor adventures at Lake Norman State Park!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
2/10
Troutman Middle SchoolGrades 6-81.0 mi
5/10
South Iredell High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Stone Veneer

Other

  • Builder model: Hawthorne
  • Builder name: LGI Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave,Refrigerator with Ice Maker,Self Cleaning Oven,Washer/Dryer
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Level: Main
  • Area: 40.2339
  • Dimensions: 8' 4" X 4' 10"

Bathroom Full

  • Level: Upper
  • Area: 90.2211
  • Dimensions: 9' 8" X 9' 4"

Bathroom Full

  • Level: Upper
  • Area: 60.6825
  • Dimensions: 7' 10" X 7' 9"

Bedroom S

  • Level: Main
  • Area: 154.125
  • Dimensions: 12' 6" X 12' 4"

Bedroom S

  • Level: Upper
  • Area: 144.9414
  • Dimensions: 12' 5" X 11' 8"

Bedroom S

  • Level: Upper
  • Area: 143.8236
  • Dimensions: 12' 5" X 11' 7"

Bedroom S

  • Level: Upper
  • Area: 180.5475
  • Dimensions: 14' 3" X 12' 8"

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Breakfast

  • Level: Main
  • Area: 70.8811
  • Dimensions: 9' 8" X 7' 4"

Dining Room

  • Level: Main
  • Area: 195.7836
  • Dimensions: 17' 8" X 11' 1"

Features

  • Breakfast Bar,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Door features: Insulated Door(s),Sliding Doors
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,390

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,390
  • Total interior livable area: 2,390 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island
  • Level: Main
  • Area: 130
  • Dimensions: 13' 0" X 10' 0"

Laundry

  • Level: Upper
  • Area: 48.3111
  • Dimensions: 7' 10" X 6' 2"

Living Room

  • Features: Ceiling Fan(s),Open Floorplan
  • Level: Main
  • Area: 313.4375
  • Dimensions: 21' 3" X 14' 9"

Primary Bedroom

  • Features: Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Level: Upper
  • Area: 345.625
  • Dimensions: 19' 9" X 17' 6"

Property

Details

  • Parcel number: 4731564175.000
  • Zoning: CZRM
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio

Lot

  • Lot size: 0.20 Acres
  • Features: Level
  • Lot size dimensions: 55'R x 130' x 82'130'

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$144$1,728
Property Taxes $367$4,404
Electricity $222$2,671
Total$2,730$32,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,600/yr
40% on housing$81,900/yr
45% on housing$72,800/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 28166$251
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28166$179
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$395,000
2026-07-10Listed for sale$419,000
2022-11-30Sold$377,900
2022-10-26Contingent$377,900
2022-10-24Price change$377,900
2022-09-21Listed for sale$372,900
2022-09-06Contingent$372,900
2022-09-02Listed for sale$372,900

For Sale by Agent

AgentGinny Barker
BrokerageKeller Williams Unified

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