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1481 Ledges Dr #C-42, Osage Beach, MO, 65065

2beds
2baths
980sqft
$299,000
$305price/sqft
$1,936/moest. monthly cost
$77,440/yrincome needed

About This Home

If you’ve been searching for a modern lakefront escape with a coastal vibe, look no further—this is the one! This beautifully updated 2 bed, 2 bath condo is completely turn-key, making your move effortless. Picture yourself curled up by the cozy fireplace on cool evenings or basking in the breathtaking lake views from your spacious back deck. Whether you're looking for a year-round retreat or a high-demand vacation rental, this condo offers the perfect blend of relaxation and adventure. But that’s not all! Enjoy resort-style amenities, including multiple pools, a private beach, a community dock, and more—all just steps from your door. Don’t miss out on this hidden gem! Experience lake life at its finest and schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
8/10
Camdenton Middle SchoolGrades 7-89.9 mi
6/10
Camdenton High SchoolGrades 9-129.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2000

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Stove,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Custom Cabinets,Furnished,Fireplace,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Window Treatments
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Electric,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 08200330000007023982
  • Exclusions: Personal Belongings

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Deck,Open
  • Exterior features: Blacktop Driveway,Deck
  • Has view: Yes
  • View description: Channel,Lake
  • Has water view: Yes
  • Water view: Channel,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Privileges

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Earthquake

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$170$2,040
Property Taxes $114$1,368
Electricity $141$1,693
Total$1,936$23,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,377/yr
40% on housing$58,080/yr
45% on housing$51,626/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 65065$369
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65065
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$299,000
2026-05-21Listed for sale$309,000
2026-03-01Listing removed$324,500
2025-04-01Price change$324,500
2025-02-28Listed for sale$329,500
2025-02-28Listing removed--
2025-02-18Listed for sale$300,000
2023-02-09Sold--
2023-01-11Pending sale$245,000
2023-01-11Contingent$245,000
2023-01-04Price change$245,000
2022-10-14Price change$250,000
2022-09-30Price change$265,000
2022-09-16Price change$269,000
2022-09-02Listed for sale$275,000

For Sale by Agent

AgentMICHAEL JAMES SWIFT
BrokerageEXP Realty, LLC

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