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18517 Spotted Eagle Ln, Elgin, TX, 78621

3beds
3baths
1,960sqft
$289,000
$147price/sqft
$2,190/moest. monthly cost
$87,600/yrincome needed

About This Home

Welcome to your new home, a delightful Elgin residence where comfort meets charm! This meticulously maintained property offers a tranquil retreat, perfectly situated for a vibrant lifestyle. Its thoughtful design creates an inviting atmosphere, promising a delightful living experience for all. Spanning two stories, this home provides ample space for relaxation and entertaining. With Three well-appointed bedrooms and two and a half bathrooms, it effortlessly accommodates diverse needs, making every day a joy. The generous living area, encompassing 1960(est.) square feet, offers versatile layouts for everyday living and special occasions, ensuring there's a perfect spot for every memory to be made. The outdoor Patio is perfect for all activities and gatherings inviting you to unwind.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Elgin IntGrades 5-62.4 mi
3/10
Elgin Middle SchoolGrades 7-81.5 mi
2/10
Elgin High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Built-In Electric Range,Dishwasher,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Open Floorplan
  • Window features: None
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,960 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 06501104030000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Private Yard
  • Fencing: Back Yard
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 6,250 sqft
  • Features: Level,Sprinkler - In-ground

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$176$2,112
Property Taxes $315$3,780
Electricity $238$2,859
Total$2,190$26,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,085/yr
40% on housing$65,700/yr
45% on housing$58,400/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 78621$196
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78621$169
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$284,000
2026-07-17Price change$289,000
2026-06-29Listed for sale$298,000
2025-10-16Listing removed$325,000
2025-07-11Price change$325,000
2025-05-30Listed for sale$340,000
2023-07-05Listing removed--
2023-04-27Pending sale$330,591
2023-04-14Price change$330,591
2023-03-31Price change$330,446
2023-03-16Price change$355,446
2023-03-10Price change$355,709
2023-03-01Price change$355,654
2023-02-24Price change$370,654
2023-01-27Price change$370,329
2022-12-16Price change$365,638
2022-12-14Price change$368,103
2022-12-12Price change$378,103
2022-11-04Price change$385,603
2022-11-03Price change$352,679
2022-11-01Price change$385,588
2022-10-21Price change$385,578
2022-10-14Price change$385,078
2022-10-08Price change$384,713
2022-10-04Listed for sale$391,403

For Sale by Agent

AgentRocio Velazquez
BrokerageBVP Realty

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