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118 Franklin St, Bellefonte, PA, 16823

3beds
2baths
1,733sqft
$549,900
$317price/sqft
$3,636/moest. monthly cost
$145,440/yrincome needed

About This Home

Boasting an array of sleek finishes and a thoughtful, open floor plan, this brand new 3 bedroom, 2.5 bath,1,733 square foot Cape Cod home is nestled in the Forest Heights neighborhood. Step through the front door into a luminous open living area featuring vaulted ceilings that leads into your modern kitchen featuring a spacious island, ample cabinet space, and a farmhouse sink. Coming in from the garage, you’ll find the pantry and coat closet, the conveniently located + private half bath and a sun-soaked laundry room. Enjoy the convenience of a first floor owner’s bedroom featuring a private bath with walk-in tile shower. Upstairs, you can find two additional bedrooms and a full bath. This Newport floorplan also features a 2-car garage, central air, and a patio. This phenomenal property is a must-see! Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
6/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2022

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Oven/Range - Electric,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Upper
  • Area: 169
  • Dimensions: 13 X 13

Bedroom3

  • Level: Upper
  • Area: 182
  • Dimensions: 14 X 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Eat-in Kitchen
  • Finished area below ground: 0
  • Finished area above ground: 1,733

Half Bath

  • Level: Main
  • Area: 42
  • Dimensions: 7 X 6

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,073
  • Total interior livable area: 1,733 sqft

Kitchen

  • Level: Main
  • Area: 264
  • Dimensions: 22 X 12

Laundry

  • Level: Main
  • Area: 56
  • Dimensions: 8 X 7

Living Room

  • Level: Main
  • Area: 304
  • Dimensions: 16 X 19

Other

  • Level: Upper
  • Area: 169
  • Dimensions: 13 X 13

Other

  • Level: Upper
  • Area: 182
  • Dimensions: 14 X 13

Other

  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Other

  • Level: Upper
  • Area: 40
  • Dimensions: 8 X 5

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 15 X 13

Primary Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 15 X 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 14519,116,0000
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 0.32 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Built In,Inside Entrance,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$156$1,872
Property Taxes $476$5,712
Electricity $224$2,692
Total$3,636$43,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,662/yr
40% on housing$109,080/yr
45% on housing$96,960/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 16823$163
Centre County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 16823$183
Centre County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-11-13Price change$549,900
2024-09-17Listed for sale$559,900
2024-08-14Listing removed$559,900
2024-07-03Price change$559,900
2024-01-31Price change$564,900
2022-09-01Listed for sale$569,900

New Construction

AgentLisa Rittenhouse
BrokerageVylla Home

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