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788 Backwater Rd, Port Saint Joe, FL, 32456

4beds
2baths
1,768sqft
$490,000
$277price/sqft
$3,455/moest. monthly cost
$138,200/yrincome needed

About This Home

Experience refined coastal living in WindMark Beach in this beautifully furnished 4-bedroom, 2-bath Rhett model home offering 1,768 square feet of comfort, style, and effortless convenience. Thoughtfully designed for both relaxation and entertaining, the open-concept interior flows seamlessly into a screened porch overlooking a tranquil pond, creating the perfect setting for morning coffee or peaceful evenings outdoors. The fenced backyard offers a private retreat ideal for pets, play, or simply enjoying the coastal breeze, while the shallow well for lawn irrigation adds practical ease to maintaining the lush outdoor space. Offered fully furnished and including a golf cart, this move-in-ready home is an exceptional opportunity to enjoy the elevated WindMark Beach lifestyle. Residents enjoy short walks or golf cart access to WindMark's town center that features a bar, restaurant, caf, candy and ice cream shop, two community pools, playground, dog park, and twelve boardwalks leading straight to the waters of St. Joseph Bay, creating a true blend of luxury, convenience, and coastal charm. Whether you're looking for your next getaway home or an investment property, this home is truly set up for you to unpack and unwind.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
4/10
Port St. Joe High SchoolGrades 7-126.1 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Exhaust Fan,Range Hood,Refrigerator w/Ice Maker

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Pantry

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,391
  • Total interior livable area: 1,768 sqft

Property

Details

  • Parcel number: 04241122R
  • Zoning description: Residential Single Family
  • Exclusions: See exclusions list in documents tab

Features

  • Pool features: In Ground
  • Patio & porch: Enclosed Porch,Front Porch
  • Fencing: Back Yard
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: Pond

Lot

  • Lot size: 5,706 sqft
  • Features: Covenants/Restrictions,Subdivided
  • Lot size dimensions: 54 x 109

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage Attached
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Gulf County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$215$2,580
Property Taxes $566$6,792
Electricity $197$2,366
Total$3,455$41,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,457/yr
40% on housing$103,650/yr
45% on housing$92,133/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 14.7%
14.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$380
Gulf County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Gulf County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$495,000
2023-05-26Sold$452,881
2023-05-09Pending sale$457,081
2023-04-03Price change$457,081
2023-03-23Price change$444,900
2023-03-20Price change$457,081
2023-03-17Price change$452,081
2023-02-28Price change$457,081
2023-02-27Price change$452,081
2023-02-24Price change$429,900
2023-02-24Price change$449,900
2022-12-15Price change$442,081
2022-11-23Price change$409,900
2022-10-11Listed for sale$473,900
2022-09-30Listing removed--
2022-09-01Listed for sale$473,900

For Sale by Agent

AgentHomes with Hof Team
Brokerage98 Real Estate Group, LLC

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