Primary listing photo

2370 Keyes Is, International Falls, MN, 56649

2beds
1baths
784sqft
$399,000
$509price/sqft
$2,939/moest. monthly cost
$117,560/yrincome needed

About This Home

Escape to your own private slice of Rainy Lake paradise tucked away among majestic pines. This fully insulated 2-bedroom, 3/4 bath cabin offers year-round comfort and breathtaking panoramic views. Located on sought-after Keyes (Stop) Island, this serene property is the perfect retreat for nature lovers and outdoor enthusiasts. Some of the standout features include: an open-concept cabin with contents included—move in ready, four decks for relaxing or entertaining, two docks convenient for extra company, a mini-split system that provides both heat and A/C, and a practical lake water system. With public access nearby, you will be relaxing, swimming or stargazing within minutes. Need more room? With over an acre of land, there is plenty of room for future expansion. Your dream retreat awaits!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
Falls Elementary SchoolGrades PK-59.2 mi
7/10
Falls SecondaryGrades 6-129.3 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: None

Basement

  • Basement: None

Bathroom

  • Level: Main
  • Area: 40
  • Dimensions: 8x5

Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedroom2

  • Level: Main
  • Area: 112
  • Dimensions: 8x14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 784

Heating & Cooling

  • Heating features: Baseboard,Ductless Mini-Split
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 784
  • Total interior livable area: 784 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Living Room

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1506900032
  • Zoning description: Shoreline,Residential-Single Family
  • Foundation area: 784

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Frontage length: Water Frontage: 225

Lot

  • Lot size: 1.13 Acres
  • Features: Accessible Shoreline,Tree Coverage - Heavy
  • Lot size dimensions: 174 x 303

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Hail
Heat Wave
Lightning

FEMA Declared Disasters in Koochiching County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$490$5,880
Property Taxes $262$3,144
Electricity $170$2,050
Total$2,939$35,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,765/yr
40% on housing$88,170/yr
45% on housing$78,373/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$509This listing

vs Other Active Listings

Avg $/sqft

ZIP 56649$159
Koochiching County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 56649
Koochiching County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-04Price change$419,000
2025-06-25Listed for sale$429,000
2025-01-22Listing removed--
2024-10-08Price change$429,000
2024-10-06Price change$499,000
2024-09-21Price change$519,000
2024-04-25Price change$549,000
2023-05-17Price change$579,000
2022-10-18Price change$549,000
2022-10-02Price change$559,000
2022-09-28Price change$569,000
2022-09-14Price change$579,000
2022-08-31Listed for sale$569,000

For Sale by Agent

AgentCari Rostie
BrokerageMove it Real Estate Group/Lake

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