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1314 Cottonseed St, New Braunfels, TX, 78132

5beds
3baths
2,847sqft
$495,000
$174price/sqft
$3,707/moest. monthly cost
$148,280/yrincome needed

About This Home

Standout home filled with thoughtful details and designer touches throughout! Welcoming wood and glass front door opens to a versatile front room ideal for a bedroom, office, or flex space. Spacious primary suite features a full ensuite with separate vanities, soaking tub, separate shower, and large walk-in closet. Gourmet island kitchen offers granite counters, gas cooking, walk-in pantry, and abundant cabinetry. Breakfast area overlooks the backyard and opens to a generous family room perfect for entertaining. Backyard oasis includes covered patio and pergola/play area. Upstairs boasts a loft/gameroom, three additional bedrooms, and full bath. Extra walk-in attic storage. 3-car garage with epoxy floors and overhead storage. Fully landscaped and move-in ready!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
6/10
7/10
Canyon High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type,Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Disposal,Gas Water Heater,Microwave,Oven
  • Laundry features: Lower Level,Laundry Room

Bedroom

  • Level: Lower
  • Dimensions: 14x13

Bedroom2

  • Level: Upper
  • Dimensions: 16x11

Bedroom3

  • Level: Upper
  • Dimensions: 14x13

Bedroom4

  • Level: Upper
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Attic,Ceiling Fan(s),Double Vanity,Game Room,Garden Tub/Roman Tub,Kitchen/Dining Combo,Primary Downstairs,Main Level Primary,Separate Shower,Walk-In Closet(s),Granite Counters,Kitchen Island
  • Flooring: Carpet,Ceramic Tile,Vinyl
  • Fireplace features: None
  • Attic: Access Only,Partially Floored

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,1 Unit

Interior Area

  • Total interior livable area: 2,847 sqft

Master Bathroom

  • Level: Main
  • Dimensions: 10x9

Master Bedroom

  • Level: Main
  • Dimensions: 15x14

Property

Details

  • Parcel number: 443539

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Covered Patio,Private Yard
  • Fencing: Back Yard,Privacy
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$246$2,952
Property Taxes $647$7,764
Electricity $312$3,751
Total$3,707$44,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,097/yr
40% on housing$111,210/yr
45% on housing$98,853/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 78132$271
Comal County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78132$200
Comal County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$495,000
2024-12-18Listing removed$575,000
2024-11-15Listed for sale$575,000
2023-08-07Sold--
2023-07-17Pending sale$544,401
2023-07-14Price change$544,401
2023-06-23Price change$546,071
2023-06-05Price change$566,071
2023-04-17Price change$579,071
2023-04-10Price change$537,648
2023-03-06Price change$579,071
2022-09-30Price change$582,071
2022-08-29Listed for sale$612,071

For Sale by Agent

AgentCelina Ross
BrokerageCelina Ross Realty, LLC

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