516 Hayden Dr, Waterloo, IL, 62298
About This Home
Experience contemporary living at its finest in this stunning new construction home, thoughtfully designed with clean architectural lines, soaring ceilings, and an open-concept floor plan by D&F Home Builders. Flooded with natural light, the spacious living areas seamlessly connect to a designer kitchen featuring premium finishes, custom cabinetry, quartz countertops, and state-of-the-art appliances. The luxurious primary suite offers a spa-inspired bath and generous walk-in closet, while additional bedrooms provide comfort and flexibility for family, guests, or a home office. Evenings can be spent on a 12x12 no maintenance composite deck for your enjoyment. Built with quality craftsmanship and energy-efficient features throughout, this exceptional residence combines modern elegance, functionality, and comfort in a highly desirable location. Your new home is close to everything you need or want in town. Multiple shopping and eating establishments for you to enjoy.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
Materials
- Construction materials: Brick
Other
- Builder name: D&F Home Builders
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Concrete
Bathroom2
- Level: Main
- Area: 64
- Dimensions: 8x8
Bedroom2
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 132
- Dimensions: 12x11
Bedroom3
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 132
- Dimensions: 12x11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Family Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 357
- Dimensions: 21x17
Features
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area above ground: 1,782
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,782 sqft
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 195
- Dimensions: 15x13
Laundry
- Level: Main
- Area: 56
- Dimensions: 8x7
Primary Bathroom
- Level: Main
- Area: 110
- Dimensions: 11x10
Primary Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 182
- Dimensions: 14x13
Property
Details
- Parcel number: 0819301003000
- Special condition: Standard
Features
- Levels: One
Lot
- Lot size: 0.25 Acres
- Features: Cleared
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Strong Wind
- Tornado
- Cold Wave
- Earthquake
- Hail
- Lightning
- Winter Weather
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,527 | $30,324 |
| Home Insurance * | $295 | $3,540 |
| Property Taxes | $608 | $7,296 |
| Electricity | $137 | $1,644 |
| Total | $3,567 | $42,804 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-08 | Listed for sale | $499,900 |
| 2025-08-20 | Listing removed | $429,440 |
| 2024-08-21 | Price change | $429,440 |
| 2024-02-16 | Price change | $400,440 |
| 2023-08-19 | Listed for sale | $392,440 |
| 2023-08-19 | Listing removed | -- |
| 2022-09-20 | Listing removed | $392,440 |
| 2022-09-19 | Price change | $392,440 |
| 2022-08-27 | Listed for sale | $413,608 |
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