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9140 Cheatham Ln, Germantown, TN, 38138

5beds
4baths
4,450sqft
$1,135,000
$255price/sqft
$7,789/moest. monthly cost
$311,560/yrincome needed

About This Home

Located in a prestigious gated Germantown community, this custom home by Frank Gusmus & architect David Anderson showcases timeless craftsmanship. The chef’s kitchen features two oversized islands, ideal for both prep & dining, along with high-end appliances and custom light fixtures. With 5 bedrooms, 4 baths, and a spacious bonus room, the layout includes two bedrooms on the main level for added convenience. The luxurious primary suite boasts an absolutely stunning en-suite bath with custom tile work, a soaking tub, and a zero-entry walk- in shower. Outside, a covered patio and large backyard offer year-round relaxation and entertainment. This property offers a unique combination of thoughtful design, elegant finishes, and a prime location, perfectly suited for the most discerning buyer.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
7/10
Houston Middle SchoolGrades 6-83.2 mi
9/10
Houston High SchoolGrades 9-123.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Brick Veneer

Other

  • Builder name: Frank Gusmus

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Features: Hardwood Floor,Shared Bath,Walk-In Closet(s)
  • Level: First
  • Area: 195

Bedroom3

  • Area: 192

Bedroom4

  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Separate Dining Room
  • Area: 221

Features

  • 1 or More BR Down,Primary Down,Vaulted/Coffered Primary,Luxury Primary Bath,Double Vanity Bath,Separate Tub & Shower,Full Bath Down,Square Feet Source: Floor Plans (Builder/Architecture)
  • Flooring: Part Hardwood,Part Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,450 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Kitchen Island

Living Room

  • Area: 418

Master Bathroom

  • Features: Full Bath

Master Bedroom

  • Features: Hardwood Floor,Smooth Ceiling,Walk-In Closet(s)
  • Level: First
  • Area: 255

Property

Details

  • Parcel number: G0243TB00006

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered Patio

Lot

  • Lot size: 0.30 Acres
  • Features: Level,Professionally Landscaped
  • Lot size dimensions: .30

Parking

  • Total spaces: 3
  • Parking features: Driveway/Pad,Garage Faces Rear
  • Has garage: Yes
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,739$68,868
Home Insurance $772$9,264
Property Taxes $917$11,004
Electricity $361$4,338
Total$7,789$93,468

Income You'd Need if You Spent...

35% on housing$267,051/yr
40% on housing$233,670/yr
45% on housing$207,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 38138$172
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38138$163
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$1,150,000
2025-11-02Listed for sale$1,175,000
2025-11-02Listing removed$1,195,000
2025-05-16Price change$1,195,000
2024-09-23Price change$1,250,000
2024-02-01Listed for sale$225,000
2022-08-29Pending sale$225,000
2022-08-26Listed for sale$225,000

New Construction

AgentMeredith S Vezina
BrokerageKeller Williams

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