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4015 Faith Ln, Saint Charles, IL, 60174

3beds
3baths
3,283sqft
$725,000
$221price/sqft
$5,373/moest. monthly cost
$214,920/yrincome needed

About This Home

The Baxter Model at Brooke Toria Estates - Stunning New Construction in St. Charles! Welcome to the Baxter Model, a breathtaking new construction home in Brooke Toria Estates-the most stunning new subdivision in St. Charles! Offering 3,283 sq. ft. of living space, this home is designed for both luxury and functionality. Featuring 3 bedrooms, 2.5 bathrooms, an office, and a bonus room, this spacious layout provides plenty of room for work, relaxation, and entertainment. The open-concept kitchen boasts stainless steel appliances, high-end finishes, and a seamless flow into the living areas. A large mudroom adds convenience and storage. The primary suite is a true retreat, featuring two walk-in closets and a spa-like en-suite bathroom with a his-and-her sink. Additional highlights include an unfinished basement, perfect for future customization, and modern, high-quality craftsmanship throughout. Don't miss your chance to own in St. Charles' premier new construction community-schedule your showing today

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

10/10
7/10
Wredling Middle SchoolGrades 6-81.2 mi
7/10

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Vinyl Siding,Frame

Other

  • Builder model: ALBERTA

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Stainless Steel Appliance(s),Range Hood
  • Laundry features: Main Level,Gas Dryer Hookup,None

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 270
  • Dimensions: 18X15

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 270
  • Dimensions: 18X15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 108
  • Dimensions: 6X18

Features

  • 1st Floor Bedroom,1st Floor Full Bath
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,283
  • Total interior livable area: 3,283 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Pantry-Closet,Pantry-Walk-in,Custom Cabinetry,Updated Kitchen),Flooring (Hardwood)
  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 54
  • Dimensions: 9X6

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 180
  • Dimensions: 10X18

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Full)
  • Level: Main
  • Area: 234
  • Dimensions: 18X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0130100032
  • Special condition: List Broker Must Accompany

Features

  • Stories: 2

Lot

  • Lot size: 7,169 sqft

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$315$3,780
Property Taxes $1,141$13,692
Electricity $252$3,030
Total$5,373$64,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,217/yr
40% on housing$161,190/yr
45% on housing$143,280/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 60174$265
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60174$249
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-01-13Listed for sale$725,000
2024-11-06Listing removed$725,000
2024-04-20Listed for sale$725,000
2023-04-07Listing removed--
2022-08-26Listed for sale$750,000

For Sale by Agent

AgentRafay Qamar
BrokerageReal Broker LLC

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