4020 Faith Ln, Saint Charles, IL, 60174
About This Home
This BRAND NEW CONSTRUCTION home is ready for you to move-in! Welcome to the CHELSEA model at Brooke Toria Estates, the most stunning new construction subdivision in St Charles! Featuring 3 bedrooms, 2.5 bathrooms, and 2,780 square feet of living space, this home boasts both style and functionality. Step into a vast living area featuring red oak hardwood flooring with room for formal dining or a breakfast bar. An open kitchen with all the bells and whistles includes tile backsplash, commercial grade vent hood, 42 inch soft close Shaker cabinetry, gleaming quartz countertops, full pantry and brand new stainless steel appliances. Enjoy a primary bedroom with ensuite bathroom and walk in closet on the first floor, along with a separate powder room. The ensuite primary bathroom is truly extraordinary with American Standard fixtures, Glacier Bay toilet, LED mirrors, soaking tub, double vanity and a separate standing shower. Venture upstairs to find 2 oversized bedrooms, a full laundry room with sink for added convenience, and a full shared bathroom with combined shower/tub. A sprawling unfinished basement welcomes your creativity - ask about the three developer upgrade options! With a downtown recognized by the Chicago Tribune as a "Top 10" for fine dining, arts, entertainment, and recreational opportunities, this community is a cut above the rest. Coupled with award winning schools (District 303) and a nationally recognized park district, St. Charles and Brooke Toria Estates are ready to welcome you home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Construction materials: Vinyl Siding,Frame
Other
- Builder model: CHELSEA
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Stainless Steel Appliance(s),Range Hood
- Laundry features: Main Level,Gas Dryer Hookup,None
Basement
- Has basement: Yes
- Basement: Unfinished,Full
Bedroom2
- Features: Flooring (Carpet)
- Level: Second
- Area: 209
- Dimensions: 11X19
Bedroom3
- Features: Flooring (Carpet)
- Level: Second
- Area: 209
- Dimensions: 11X19
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 138
- Dimensions: 6X23
Features
- 1st Floor Bedroom,1st Floor Full Bath
- Flooring: Laminate
- Attic: Pull Down Stair
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 4,026
- Total interior livable area: 2,780 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Pantry-Closet,Pantry-Walk-in,Custom Cabinetry,Updated Kitchen),Flooring (Hardwood)
- Level: Main
- Area: 320
- Dimensions: 16X20
Laundry
- Features: Flooring (Ceramic Tile)
- Level: Main
- Area: 84
- Dimensions: 14X6
Living Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 460
- Dimensions: 23X20
Master Bedroom
- Features: Flooring (Hardwood),Bathroom (Full)
- Level: Main
- Area: 221
- Dimensions: 17X13
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0130100023
- Special condition: List Broker Must Accompany
Features
- Stories: 2
Lot
- Lot size: 7,187 sqft
Parking
- Total spaces: 2
- Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,362 | $40,344 |
| Home Insurance * | $289 | $3,468 |
| Property Taxes | $1,047 | $12,564 |
| Electricity | $213 | $2,565 |
| Total | $4,911 | $58,932 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-01-13 | Listed for sale | $665,000 |
| 2024-11-06 | Listing removed | $665,000 |
| 2024-09-13 | Listing removed | $4,500 |
| 2024-08-23 | Price change | $665,000 |
| 2024-07-10 | Price change | $675,000 |
| 2024-07-09 | Listed for rent | $4,500 |
| 2024-06-03 | Price change | $687,000 |
| 2024-04-04 | Listed for sale | $699,000 |
| 2024-03-01 | Listing removed | -- |
| 2024-02-06 | Listed for sale | $711,000 |
| 2024-02-06 | Listing removed | -- |
| 2024-02-01 | Price change | $711,000 |
| 2024-01-03 | Price change | $712,000 |
| 2023-12-01 | Price change | $713,000 |
| 2023-11-09 | Price change | $714,000 |
| 2023-09-27 | Listed for sale | $715,000 |
| 2023-04-07 | Listing removed | -- |
| 2022-08-26 | Listed for sale | $699,000 |
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