316-318 Congress St, Bradford, PA, 16701
About This Home
Discover the perfect blend of comfort, convenience, and opportunity in this inviting Bradford, Pennsylvania property. Currently undergoing renovations, this home is being refreshed with new flooring, newer carpeting, and additional improvements, giving future owners the chance to enjoy a move-in-ready space with modern touches and renewed appeal. Situated near the edge of the city limits, this property offers a desirable balance of privacy and accessibility. Enjoy the convenience of being within walking distance of public transportation, downtown shopping, restaurants, and everyday amenities, while also being just moments away from one of Bradford's most recognizable attractions, the Zippo/Case Museum. One of this property's standout features is the impressive three-bay garage, providing abundant space for vehicles, hobbies, storage, or workshop use. Above the garage, you'll find a separate apartment that presents exceptional flexibility. Whether used as a rental unit for supplemental income, guest accommodations, a private home office, or a space for extended family, the possibilities are endless. To schedule a tour, please contact the listing agent James McDonald at (814)558-0756.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1918
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: Accessible Utilities or Laundry,Washer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Storage
- Window features: Skylight(s)
- Flooring: Carpet,Laminate,Tile,Varies
Heating & Cooling
- Heating features: Electric,Gas,Forced Air
- Cooling features: Window Unit(s),Wall Unit(s)
Interior Area
- Total structure area: 1,702
- Total interior livable area: 1,702 sqft
Property
Details
- Parcel number: 0202214200, 0202214300
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Deck,Porch
- Exterior features: Deck
Lot
- Lot size: 6,969 sqft
- Features: Irregular Lot,Near Public Transit,Residential Lot
- Lot size dimensions: 76 x 91
Parking
- Total spaces: 3
- Parking features: Two or More Spaces
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $581 | $6,972 |
| Home Insurance * | $93 | $1,116 |
| Property Taxes | $108 | $1,296 |
| Electricity | $224 | $2,692 |
| Total | $1,006 | $12,072 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Listed for sale | $115,000 |
| 2024-02-26 | Sold | $70,000 |
| 2023-11-21 | Contingent | $79,000 |
| 2023-08-30 | Price change | $79,000 |
| 2023-05-23 | Listed for sale | $89,900 |
| 2023-05-16 | Contingent | $89,900 |
| 2022-08-25 | Listed for sale | $89,900 |
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