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11821 SW 245th Terrace, Homestead, FL, 33032

3beds
3baths
1,328sqft
$399,000
$300price/sqft
$2,896/moest. monthly cost
$115,840/yrincome needed

About This Home

Beautifully maintained corner unit townhome offering comfort, privacy, and a highly functional layout. This 3 bedroom, 3 bathroom home features one bedroom and bathroom downstairs. Each bedroom includes its own bathroom and large closet, providing excellent privacy and storage throughout the home. The open main living area offers a bright, modern feel with a comfortable flow between the kitchen, dining, and living spaces. Fully fenced backyard with a covered patio and no buildings directly behind the unit. Newer community with convenient access to shopping, dining, schools, parks, and major roadways offering the perfect combination of modern living, privacy, and everyday convenience. A great opportunity for buyers looking for a move-in ready home! MOTIVATED SELLER!!!

Getting Around

1
WalkingCar-Dependent
27
TransitSome Transit
27
BikeSomewhat Bikeable

Schools

3/10
Coconut Palm K-8 AcademyGrades PK-80.7 mi
3/10
Homestead Senior High SchoolGrades PK,9-127.9 mi
5/10
Redland Middle SchoolGrades 6-84.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Barrel,Tile
  • Construction materials: Block,Stone,Stucco

Other

  • Builder name: Lennar

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Electric Cooktop,Electric Range,Electric Water Heater,Disposal,Ice Maker,Microwave,Range,Refrigerator,Water Heater,Washer
  • Laundry features: Inside,In Hall,In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Bedroom on Main Level,Eat-in Kitchen,Kitchen Island,Living/Dining Room,Split Bedrooms,Storage,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,373
  • Total interior livable area: 1,328 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3069240072440
  • Zoning: 3700
  • Special condition: Standard,Listed As-Is
  • Other equipment: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Association
  • Patio & porch: Covered,Patio
  • Exterior features: Outdoor Living Area,Storage
  • Fencing: Back Yard,Fenced,Wood

Lot

  • Lot size: 1,830 sqft
  • Features: Corner Lot,< 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Assigned,Guest
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$288$3,456
Property Taxes $394$4,728
Electricity $197$2,366
Total$2,896$34,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,291/yr
40% on housing$86,880/yr
45% on housing$77,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 33032$249
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33032$279
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$399,000
2023-03-28Sold$370,000
2023-01-18Contingent$380,000
2022-12-09Listed for sale$380,000
2022-09-27Contingent$380,000
2022-09-22Price change$380,000
2022-08-25Listed for sale$390,000

For Sale by Agent

AgentShannon R Duval
BrokerageThe Duval Collective

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