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239 4th St, Encinitas, CA, 92024

5beds
3baths
2,911sqft
$8,800,000
$3,023price/sqft
$51,199/moest. monthly cost
$2,047,960/yrincome needed

About This Home

Built by award-winning dasMOD and just moments from the sand at Moonlight Beach, this recently constructed Scandinavian-modern residence captures the essence of elevated coastal living with unobstructed whitewater ocean views, without the bluff stability concerns often associated with comparable oceanfront properties. Thoughtfully designed to embrace both beauty and functionality, the home blends sleek modern architecture with warm natural materials, clean lines, and an inviting neutral palette inspired by timeless Scandinavian design. Spanning approximately 2,911 square feet with 5 bedrooms and 3 bathrooms, the residence is filled with natural light through expansive walls of glass that create a seamless indoor-outdoor connection and welcome in the ocean breeze. The open living spaces flow effortlessly to multiple outdoor areas, highlighted by an approximately 300 SF rooftop deck complete with a jacuzzi and panoramic sunset views over the Pacific, an ideal setting for entertaining or unwinding after a day at the beach. Designed for modern flexibility, the fully self-contained basement suite offers exceptional versatility with two bedrooms, one bathroom, a private entrance, and separate laundry facilities, making it ideal for extended family, guests, staff accommodations, or potential income opportunities. A rare luxury this close to the coast, the property also features a two-car garage plus generous off-street driveway parking for multiple vehicles. Combining striking design, practical livability, and an unbeatable location near one of Encinitas’ most iconic beaches, this is a rare opportunity to own a truly exceptional coastal retreat where surfing, dining, sunsets, and the best of beachside living are all just outside your door.

Getting Around

86
WalkingVery Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

9/10
Diegueno Middle SchoolGrades 7-83.3 mi
9/10

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Barbecue,Dishwasher,Freezer,Disposal,Gas Oven,Gas Range,High Efficiency Water Heater,Microwave,Refrigerator,Range Hood,Tankless Water Heater,Dryer,Washer
  • Laundry features: Washer Hookup,Gas Dryer Hookup,Inside,Laundry Room

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Recessed Lighting,Wired for Sound,Primary Suite,Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall,End Unit,No One Above,No One Below

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,911 sqft

Property

Details

  • Parcel number: 2580531002
  • Attached to another structure: Yes
  • Zoning: R-15
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Patio,Rooftop,Stone
  • Has spa: Yes
  • Spa features: Above Ground,Heated,Private,Roof Top
  • Has view: Yes
  • View description: Ocean,Water
  • Has water view: Yes
  • Water view: Ocean,Water
  • On waterfront: Yes
  • Waterfront features: Across the Road from Lake/Ocean,Beach Access,Beach Front,Ocean Access,Ocean Front,Waterfront

Lot

  • Lot size: 2,500 sqft
  • Features: Front Yard,Landscaped,Waterfront

Parking

  • Total spaces: 2
  • Parking features: Door-Single,Driveway,Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $44,497$533,964
Home Insurance *$1,165$13,980
Property Taxes $4,913$58,956
Electricity $624$7,490
Total$51,199$614,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,755,394/yr
40% on housing$1,535,970/yr
45% on housing$1,365,306/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$3,023This listing

vs Other Active Listings

Avg $/sqft

ZIP 92024$898
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92024$935
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$8,800,000
2022-09-22Listing removed--
2022-08-22Listed for rent$40,000

For Sale by Agent

AgentDavid Miller
BrokerageSwell Property

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