12963 Us Hwy 441 SE, Okeechobee, FL, 34974
About This Home
Private Oasis on 20 acres in Okeechobee with residential agricultural zoning and prime investment potential. Custom CBS 4BR/2BA home featuring open concept living, split floor plan, spacious rooms, high ceilings, and ceiling fans throughout. Majestic master suite with French doors. Kitchen offers custom cabinets, stainless steel appliances, and a huge pantry. Original fireplace adds charm. Metal roof, safe room, hurricane panels, and 2-car garage. Enjoy open patio, screened rear porch, and beautiful water views with total privacy. Fully fenced and cross-fenced. Two additional structures include a log structure and a mobile home. Dream brought to life!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2001
Materials
- Roof: Metal
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Range,Disposal,Microwave,Refrigerator,Water Softener Owned,Washer
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 4
Features
- Closet Cabinetry,Dining Area,Separate/Formal Dining Room,Dual Sinks,Kitchen Island,Pantry,Split Bedrooms,Separate Shower,Tub Shower
- Door features: French Doors
- Window features: Skylight(s)
- Flooring: Ceramic Tile
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,335
- Total interior livable area: 2,227 sqft
Kitchen
- Level: First
- Area: 96
- Dimensions: 8 X 12
Living Room
- Level: First
- Area: 270
- Dimensions: 18 X 15
Master Bedroom
- Level: First
- Area: 400
- Dimensions: 20 X 20
Property
Details
- Parcel number: 12438360a0000005a000
- Zoning: AG
- Special condition: Listed As-Is
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio,Porch,Screened
- Exterior features: Built-in Barbecue,Barbecue,Outdoor Living Area,Porch
- Fencing: Fenced
- Has view: Yes
- View description: Other
- Waterfront features: Pond
Lot
- Lot size: 21.51 Acres
- Features: Fruit Trees,Sprinklers Manual,Sprinkler System
- Lot size dimensions: 402' x 2,750'
Parking
- Total spaces: 4
- Parking features: Garage,Open
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Inland Flooding
- Strong Wind
- Cold Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Okeechobee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $13,652 | $163,824 |
| Home Insurance * | $2,883 | $34,596 |
| Property Taxes | $1,642 | $19,704 |
| Electricity | $224 | $2,689 |
| Total | $18,401 | $220,812 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-27 | Listed for sale | $2,700,000 |
| 2023-08-20 | Listing removed | -- |
| 2022-10-03 | Price change | $2,300,000 |
| 2022-08-20 | Listed for sale | $2,500,000 |
View on Zillow