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4009 Savoy Way, McKinney, TX, 75071

4beds
3baths
2,705sqft
$410,000
$152price/sqft
$3,447/moest. monthly cost
$137,880/yrincome needed

About This Home

This four-bedroom home features a dedicated office and an open floor plan designed for both everyday living and entertaining. Throughout the home, you’ll find charming arches and thoughtful architectural details that add character and style. The kitchen is truly a standout with an abundance of cabinetry, a large pantry, and generous counter space, making it perfect for everything from weeknight dinners to hosting family and friends. The main living and dining areas flow seamlessly, creating a comfortable and functional space to gather. The designated office provides a quiet and private work-from-home option. Upstairs, a large flex space offers endless versatility as a game room, media space, playroom, or second living area. Three spacious secondary bedrooms complete the second level, along with walk-in attic storage for added convenience. Enjoy a covered back porch and a fenced backyard that feels private and peaceful, ideal for relaxing, grilling, or outdoor play. Additional highlights include blinds throughout, an oversized two-car garage, a tankless water heater, and an electric car charging setup already in place. This is an exceptional opportunity to own a like-new home with modern features, generous space, and a layout that truly works for a growing household.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
Sumeer ElementaryGrades K-51.1 mi
9/10
Melissa Middle SchoolGrades 6-83.4 mi
8/10
Melissa High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Disposal,Gas Oven,Microwave,Refrigerator

Bedroom

  • Level: Second
  • Dimensions: 12 x 10

Bedroom

  • Level: Second
  • Dimensions: 12 x 10

Bedroom

  • Level: Second
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 14 x 8

Features

  • Eat-in Kitchen,High Speed Internet,Pantry,Cable TV,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile

Game Room

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 18 x 12

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,705 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Eat-in Kitchen,Granite Counters,Pantry
  • Level: First
  • Dimensions: 13 x 17

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 20 x 16

Master Bathroom

  • Level: First
  • Dimensions: 11 x 8

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 17 x 15

Office

  • Level: First
  • Dimensions: 10 x 11

Storage Room

  • Level: Second
  • Dimensions: 11 x 7

Property

Details

  • Parcel number: R1279400C02001

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Covered
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Fenced,Wood

Lot

  • Lot size: 5,924 sqft
  • Features: Back Yard,Interior Lot,Lawn,Landscaped,Subdivision,Sprinkler System,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Door-Single,Driveway,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$283$3,396
Property Taxes $794$9,528
Electricity $297$3,564
Total$3,447$41,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,182/yr
40% on housing$103,410/yr
45% on housing$91,920/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 75071$197
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75071$188
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$465,000
2026-03-18Price change$485,000
2026-02-06Listed for sale$495,000
2026-01-21Listing removed$2,595
2025-10-28Price change$2,595
2025-10-14Price change$2,695
2025-08-18Listed for rent$2,750
2024-08-07Listing removed$2,750
2024-08-02Price change$2,750
2024-06-21Price change$2,875
2024-04-23Listed for rent$3,000
2022-09-22Listing removed--
2022-08-19Listed for sale$429,990

For Sale by Agent

AgentJenny Hogan
BrokerageMonument Realty

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