See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4980 Foster Rd, Cleveland, NC, 27013

4beds
4baths
3,694sqft
$899,000
$243price/sqft
$5,907/moest. monthly cost
$236,280/yrincome needed

About This Home

Experience true country living in this breathtaking modern farmhouse set on 11.80 mostly wooded acres, ideal for hunting, trail riding, or simply enjoying peaceful privacy. Offering 4 bedrooms, 3.5 baths, & an oversized 3-car garage, this home offers exceptional space and quality for the value. 8-foot interior doors open to a light-filled layout with expansive picture windows & serene wooded views. The kitchen showcases custom cabinetry, a large island with apron sink, walk-in pantry, stainless steel appliances including a gas range with wood hood, flowing into a warm living area anchored by a shiplap gas fireplace & opening to an oversized covered porch. The main-level primary suite features trey ceilings, a spa-like freestanding soaking tub, custom tile shower with frameless glass, dual vanity, & a spacious walk-in closet. Upstairs offers a fourth bedroom, full bath, two massive bonus areas, and an oversized office, providing exceptional flexibility for work or guests.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
West Rowan ElementaryGrades PK-56.2 mi
1/10
West Rowan Middle SchoolGrades 6-88.0 mi
2/10
West Rowan High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 3,694

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,694
  • Total interior livable area: 3,694 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Recreation Room

  • Level: Second

Study

  • Level: Second

Property

Details

  • Parcel number: 709028
  • Zoning: RA
  • Special condition: Owner Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 11.80 Acres
  • Lot size dimensions: 0

Parking

  • Total spaces: 3
  • Parking features: Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$495$5,940
Property Taxes $523$6,276
Electricity $344$4,128
Total$5,907$70,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,525/yr
40% on housing$177,210/yr
45% on housing$157,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 27013$299
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 27013$158
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$899,000
2026-04-27Price change$914,900
2026-03-30Price change$929,900
2026-02-19Listed for sale$949,900
2023-04-27Sold$779,000
2023-03-17Price change$779,000
2023-03-03Price change$789,000
2023-02-12Price change$809,000
2022-12-25Price change$800,000
2022-11-24Price change$799,000
2022-10-17Price change$794,000
2022-09-24Price change$789,000
2022-08-18Listed for sale$785,000

For Sale by Agent

AgentJennifer Reid
BrokerageRealty One Group Results

Similar Homes