See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

34 W 4th St, Chillicothe, OH, 45601

4beds
2baths
3,200sqft
$314,900
$98price/sqft
$2,386/moest. monthly cost
$95,440/yrincome needed

About This Home

Welcome to 34 W 4th St., a charming historic home offering approximately 3,200 square feet of living space with 4 bedrooms and 1.5 bathrooms. Built in 1897, this property blends classic character with generous room sizes, making it a standout opportunity for buyers seeking space, charm, and a convenient in-town location. The home features a substantial floor plan ideal for everyday living, entertaining, or flexible use of additional rooms. Its historic architecture covered porch appeal, and central Chillicothe setting create a strong curb appeal and a warm first impression. From stained glass windows to original turn of the century and functioning pocket doors, this home will show well. With its large square footage, 4 bedroom layout and proximity to local amenities, this property is well positioned for buyers who value both character and convenience. With updated kitchen, bathrooms and 200 amp service, and updated central air and furnace, 34 W 4th St. presents a great opportunity.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

--
7/10
4/10
Chillicothe High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1897

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Concrete

Bathroom1

  • Level: Main
  • Area: 42.5

Bathroom2

  • Level: Upper
  • Area: 96

Bedroom1

  • Level: Upper
  • Area: 210

Bedroom2

  • Level: Upper
  • Area: 132

Bedroom3

  • Level: Upper
  • Area: 189

Bedroom4

  • Level: Upper
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 225

Family Room

  • Level: Main
  • Area: 225

Features

  • Window features: Single Pane
  • Flooring: Wood,Tile-Vinyl,Tile-Ceramic

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Kitchen

  • Level: Main
  • Area: 231

Living Room

  • Level: Main
  • Area: 221

Property

Details

  • Parcel number: 305507016000

Features

  • Levels: Two

Lot

  • Lot size: 7,920 sqft
  • Lot size dimensions: 40 x 198

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$197$2,364
Property Taxes $254$3,048
Electricity $343$4,118
Total$2,386$28,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,805/yr
40% on housing$71,580/yr
45% on housing$63,626/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 45601$131
Ross County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 45601$137
Ross County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentGregory Phillips
BrokerageERA Martin & Associates (C)

Similar Homes