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439 Cooper St, Hampton, VA, 23669

4beds
3baths
2,900sqft
$519,900
$179price/sqft
$3,836/moest. monthly cost
$153,440/yrincome needed

About This Home

WaterFront Views with Breathtaking Sunsets and Stunning Views! AND SELLER PAYS CLOSING COST!!SELLER WILL VIEW ALL REASONABLE OFFERS!!!!!This beautiful home offers an inviting and spacious foyer that opens to a formal dining room with an attached butler’s pantry. The gourmet kitchen features a built-in microwave and wall oven, 42-inch cabinets, quartz countertops, and a stylish color-coordinated backsplash — all overlooking a bright family room with coffered ceilings and an electric multicolor fireplace. Additional highlights include a convenient mudroom with built-in coat and shoe racks plus seating, and a large powder room. Upstairs, you’ll find four generous bedrooms, including a primary suite with a tray ceiling and a luxurious en-suite bath featuring a separate tub and shower. The oversized garage provides ample space for storage and parking.

Getting Around

15
WalkingCar-Dependent
55
TransitGood Transit
49
BikeSomewhat Bikeable

Schools

5/10
7/10
Phoebus High SchoolGrades 9-121.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemp
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bar,Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer,Pantry
  • Flooring: Carpet,Laminate/LVP
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,900 sqft

Property

Details

  • Parcel number: 2003298
  • Zoning: R11

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Balcony
  • Fencing: Back Yard,Partial,Privacy,Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Not Waterfront
  • Frontage length: 50

Lot

  • Lot size: 5,000 sqft
  • Lot size dimensions: 100 x 50

Parking

  • Total spaces: 1
  • Parking features: Garage Att 1 Car,Oversized,Off Street,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance *$372$4,464
Property Taxes $557$6,684
Electricity $279$3,351
Total$3,836$46,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,520/yr
40% on housing$115,080/yr
45% on housing$102,293/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 23669$142
Hampton City$145

vs Homes Sold Last Month

Median $/sqft

ZIP 23669$180
Hampton City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

New Construction

AgentJeannette McCallum
BrokeragePartners In Real Estate

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